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Microfinance: Fighting poverty vs. sustainable banking
Tesař, Martin ; Streblov, Pavel (advisor) ; Bauer, Michal (referee)
The thesis deals with microfinance institutions and their ability to serve very poor clients even without a continuous inflow of subsidies from donors. After disclosing the specificities that distinguish the clientele of these organizations from the clients of commercial banks in the developer world, the analysis of selected institutions from South Asia, includng the famous Grameen Bank of Bangladesh, is performed. Using the data gathered from their annual reports of these microfinance institutions, the individual dependence on subsides during one decade is evaluated. The final part of the thesis utilizes the similarities that appear in the individual axamination and the econometric analysis of the data for the extraction of the key factors and strategies that can help to decrease the dependence of this sector on donor financial support. The analysis finds that higher depth of outreach of an organization to the very poor does not inevitably lead to lower level of self- sustainability. The way to profitability may reside in appropriate interest rate policy and mobilization of savings.
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Microfinance : fighting poverty vs. sustainable banking
Tesař, Martin ; Streblov, Pavel (advisor) ; Bauer, Michal (referee)
The thesis deals with microfinance institutions and their ability to serve very poor clients even without a continuous inflow of subsidies from donors. After disclosing the specificities that distinguish the clientele of these organizations from the clients of commercial banks in the developed world, the analysis of selected institutions from South Asia, including the famous Grameen Bank of Bangladesh, is performed. Using the data gathered from their annual reports of these microfinance institutions, the individual dependence on subsides during one decade is evaluated. The final part of the thesis utilizes the similarities that appear in the individual examination and the econometric analysis of the data for the extraction of the key factors and strategies that can help to decrease the dependence of this sector on donor financial support. The analysis finds that higher depth of outreach of an organization to the very poor does not inevitably lead to lower level of self-sustainability. The way to profitability may reside in appropriate interest rate policy and mobilization of savings. Powered by TCPDF (www.tcpdf.org)
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Fractals and Their Applications in Computer Graphics
Tesař, Martin ; Čermák, Martin (referee) ; Koutný, Jiří (advisor)
First part of this bachelors thesis consists of fractal theory, Hausdorff dimension and their applications in computer graphics. In second part is choosen idea for application. It is interactive creation of flame fractals. In this section, there is defined mathematical system of iterated functions, that is the heart of flame fractals. After mathematical examination follows analysis of original algorithm for creation of flame fractals. Thesis continues with methods for image improvement and suggests new enhancements.
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Face Detection in Video on GPU
Tesař, Martin ; Nečas, Ondřej (referee) ; Polok, Lukáš (advisor)
This work deals with task of face detection on graphic card. First part is the introduction to face detection methods focusing on detector proposed by Viola and Jones. Further, this work studies the possibilities of mapping detector's key parts on graphic card. Next part describes implementation details of designed application. The end of work include results and comparison with CPU approach. The last chapter summarizes the whole work and proposes future possibilities of development.
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Analysis of Decision-Making Processes in the Company
Candrová, Pavla ; Černý, Jan (advisor) ; Tesař, Martin (referee)
This thesis deals with the decision-making process in a selected company. The specific decision-making process is the choice of supplier in the central purchasing department of a spuious company. The first part outlines theoretical foundations for this problem, it's features, structure and factors that influence this process. Furhermore, this theoretical part indicates measures of the decision process and methods that can be used. The beginning of the practical part contains information about the features of the decision-making process in the selected company and subsequently describes the actual decision-making process of choosing a new supplier and the evaluation of an existing supplier.
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Analysis of aplication of the logistics in the selected company
TESAŘ, Martin
This diploma thesis analyses the production plant Schneider Electric, a. s. Písek both from present and future application of main logistic principles. It includes the analyse of material and information as well as applied methods: Lean Manufacturing, Kanban, Just-in-time, Short Interval Management, Six Sigma. This diploma thesis accents an importance of informational securing of the supplier and customer relationship through the forecast. The forecast is being tested and thereafter the results will be presented as an introduction for the improvement.
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Factors influencing the escape and spread of harmful substances
TESAŘ, Martin
Currently, harmful substances are released to the air more often and they threaten the safety of people because of their increasing amount being operated, stored and transported in the Czech Republic. The present thread is that the disasters in which harmful substances are released do not occur sporadically. Unintentional release may appear during their treatment, storage or transportation for many reasons, especially due to a natural disaster, technical cause or human failure. New causes of release have occurred recently {--} malicious intent and terrorist attack.This thesis creates a complex view of the branches of science and other areas dealing with the spread of harmful substances in the air. Emission of harmful substances is influenced by many factors which are very difficult or sometimes impossible to model mathematically. There exist a lot of mathematical models which differ according to the factor they treat. They concern models of outflow, dispersion and evaporation.The fire brigade in České Budějovice uses only one calculation model for estimating the emission of harmful substances - model ROZEX 2001.The result of this thesis may be used as a model for analysis and assessment of harmful substance release.
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