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Economic affectivity of health insurance analysis with view to payment of sickness benefits
Paikertová, Sylvie ; Chytilová, Helena (advisor) ; Svoboda, Miroslav (referee)
The aim of my thesis is to calculate expenses and returns brought by the health insurance transformation in the Czech Republic. In particular, economic and social impact due to the change in health insurance payments. The author firstly focuses on implementation of particular economic models in the frame of given and on the characteristics of the health insurance in historical context. The economical theories dealing with analysis of the markets with asymmetric information including its solution through insurance are going to be applied for a chosen topic. Due to the connection with these facts, the main acquisitions of american economists Akerlof, Spence a Stiglitz will be mentioned. Their works solving these problems, were the source. Analytical part concentrates on evaluation of acquired statistical data, concerning the number of sickness absence during the time before and after the reform. Correlation in context of change in health insurance payments will be found. Further, significance of a transition to solidarity principle and effectiveness of shift in government competencies directly to employers in ensuring health insurance payments will be assessed. The research is going to be done like a complement of the analytical part. Main goal of research is, after evaluating relevant data, give a proper insight about influence of a reform on companies. During the work with the data an analytical and quantitative method will be applied. According to the results obtained in practical part, possible alternatives of future development will be predicted. At the same time direct and indirect influence of the reform will be accented. The aim of the work will be evaluation of effectiveness of accepted methods in the reformed system of health care insurance.
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Fiscal effects of changes in social insurance
Skrbková, Lucie ; Klazar, Stanislav (advisor) ; Klazar, Stanislav (referee)
I have chosen the theme of social insurance for my bachelor final essay because it is a highly debated topic, and interests me because decisions and changes made in regards to social insurance impact everyone from employees, to entrepreneurs, to employers, to the state for which social insurance is paid on people's behalf, and to people without taxable income. The primary goal of this final essay is to analyze changes in revenues from social insurance, assuming variable factors which cause social insurance revenues to increase or decrease, The variable factors I will focus on include minimum wage, average wage, rate of inflation, and insurance rates. I will also mention and touch upon other factors which could influence the amount of social insurance revenues, such as demographic factors and base limits imposed for individuals. I will outline and analyze which current changes in social insurance are valid for 2009. I will search out revenues from social insurance of common budgets during the period from 1999 to 2008 and then according to this output data, I will answer the question as to why these changes were made. Finally, I will try to find the best statistics model which would sufficiently describe relationships between insurance revenues (as dependent variable) with minimum wage and average wage (as explanatory variables).
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Sickness insurance as a part of mandatory expenditures in Czech republic
Bradáčová, Petra ; Urbánek, Václav (advisor) ; Urbánek, Václav (referee)
My thesis is composed of two important terms -- mandatory expenditures and sickness insurance. Both of these topics relate to each other -- benefits of sickness insurance as one of the components of mandatory expenditures. The aim of this thesis is to describe the structure and development of mandatory expenditures, approach and better understand the problems of sickness insurance -- mainly after the reform of sickness insurance. Furthermore, I want to quantify the measure of dependence between labour inability and the gross wage range. For aforementioned quantification I use correlation analysis realized from data of the Ministry of Labour and Social Affairs during years 2003-2007. Results of this correlation analysis are shown in the last chapter of the thesis.
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Social Security in some Latin American countries
Daza Aramayo, Lourdes Gabriela ; Krebs, Vojtěch (advisor) ; Chvátalová, Iva (referee)
This thesis has aims to acquaint the reader with Latin American Social Security systems. For this end, 7 Latin American countries have been chosen. Henceforth, the different Social Security systems operating in these countries are described. It is a comparative analysis, describing the similarities and differences among them. Is necessary to emphasize that this paper does not only provide current information of the different Social Security systems, but also statistical information, which is considered as essential to the context of the economic, demographic and social environments in which are these Social Security systems function. The systems described are: the Pension System, Heath Insurance, Sickness Benefits, Unemployment Insurance, Family Entitlements and last Maternity Benefits. The countries that have been chosen are the following: Argentina, Bolivia, Chile, Colombia, Ecuador, Peru, and Uruguay. In addition to the comparative analysis in this paper, the level of development in the chosen Latin American countries as well as the latest trends concerning the Social Security systems are determined and explained.
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Public insurance funds in the Czech Republic
Stanková, Vendula ; Durdisová, Jaroslava (advisor) ; Ždímal, Martin (referee)
The objective of this diploma thesis is to describe public insurance funds of social security and to analyse their indicators and factors which influence these funds most. The social insurance system is significant revenue and expenditure channel of the national budget in the Czech Republic. Social and private insurance are two basic types of insurance. Social solidarity is essential principle of social insurance and principle of equivalence is typical of private insurance. This diploma thesis deals with systems of pension insurance, sickness insurance and health insurance. Existing setting of these systems will probably be inconvenient in the future. That is why they are subject of political discussion nowadays. Unfavourable demographic trend is the most major problem of pension insurance system. Effectiveness of sickness insurance is reduced by abuse of sick benefits. Increasing health care expenditures and excess of demand for health care are difficult questions for solving and setting of health insurance. Changes that are being made in social insurance systems today and also their impact on economy are described in conclusion.
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Reforms of Sickness Insurance in Chosen EU Countries
Kalivodová, Michaela ; Krebs, Vojtěch (advisor) ; Kučerová, Jaroslava (referee)
This thesis examines the reforms of Sickness Insurance that have been realized in chosen countries of European Union. I've focused myself on Belgium, Netherlands, United Kingdom and Finland and every single reform step that have been taken in between 2003 -- 2005 in these countries. I've investigated how the situation in each country was before the reform came true and explored the main reasons that I believe have led to these reforms. I've also stated which impacts these reforms were supposed to have and after that I've studied the real impacts and consequences that were brought by this change in each country. You can see these in multiple graphs followed by my explanation whether and why I think the reform step was succesful. Judging by the succes that was noted in examinated countries I've decided which path is best to follow as far as the reform in Sickness Insurance is concerned. Thanks to previous examination of reforms that differs from each another I was at the end able to recommned which steps should be taken in Czech Republic since some kind of Sickness Insurance reform is needed as well. I believe comparing foreign Sickness Insurance reforms and my suggestions can help to improve Sickness Insurance system in CR and lead to the solution of various problems Czech Republic hasn't coped with yet.
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International survey of state and reforms in health insurance system in member states of the European Union
Hlavenová, Veronika ; Krebs, Vojtěch (advisor) ; Kučerová, Jaroslava (referee)
This bachelor work observes present international survey of state and reforms in health insurance system in member states of the European Union. The work deals with current situation of sickness pay, maternity pay, paternity pay and financial support for caring of family member in member states of the European Union. There are introduced conditions for claim on payment, amount of payment, duration of supporting and waiting period. This is elaborated from views of employees and employers. Bigger attention is aimed for conditions in the Czech Republic a comparison with states of the European Union. I used analysis and comparison during working on this work. In conclusion, there will be showed which international experience would be appropriate to use for reform of healthy insurance in the Czech Republic.
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Nemocenské pojištění, reforma v České republice
Zahoranská, Michala ; Koťátková, Iva (advisor) ; Charvátová, Jana (referee)
Práce pojednává o plánované reformě nemocenského pojištění v České republice. V úvodu popisuje důvody reformy, dále porovnává novou úpravu se současně platnou úpravou. Práce se věnuje i komparaci nového systému nemocenského pojištění a systému nemocenského pojištění na Slovensku, kde obdobná reforma již proběhla. V závěru zkoumá předpokládané dopady reformy na zaměstnavatele, zaměstnance a další související oblasti.
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