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Analysis of the current situation in the field of travel insurance of tourism participants
Plisková, Michaela ; Petrů, Zdenka (advisor) ; Voříšková, Barbora (referee)
This work is focused on the current situation in the travel insurance market and how this corresponds to the current needs demand. The first part is about the insurance industry and product detail then travel insurance. The second part examines supply, thus the offer of travel insurance from various distributors and compares them with each other. A further section deals with the requirements of the passengers thus the demand. The result of the work describes the intersection of supply and demand. In conclusion, test hypotheses and summarizes the main findings.
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Analysis of life insurance policies
POSPÍŠILOVÁ, Jana
Everyone's life is threatened by many risks that we try to eliminate them or to reduce their consequences. These risks are unexpected so we do not know when they strikes and change our lives. Some risks either directly affect our own lives or the lives of our beloved, or the standard of living of our loved ones. In my thesis, I will focus on the risks associated with injury or civilisation disease that often bring, apart from health complications, also financial problems due to the decline of employment income. To minimize the impacts of the income decline, most people pay for various financial products. Most often, they effect some type of life insurance. In my work, I will introduce basic principles of insurance, types of insurance focusing above all on life insurance. Using questionnaires, I will try to identify how many people have or have not effected any type of life insurance, what type of life insurance people usually effect, whether the risks which could threaten them would be covered by particular insurance according to their needs. I will also set several hypotheses and I will test them statistically to obtain relevant and valid answers.
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The insurance of hardly acceptable and not acceptable people in life insurance and casualty insurance
DOMÍNOVÁ, Nicol
This bachelor thesis is divided in several parts one of which is a theoretical part. This theoretical part talks about the basic terms and definitions dealing with such a extensive and complex issues like the insurance industry and indemnity. There is a very numerous group of people that is hardly acceptable or not acceptable to the life insurance or casualty insurance due to their actual state of health. This two groups of people are important object for my bachelor thesis. In the practical part I work with plenty of statistic data of healthy, ill and seriously and gravely ill people of the district of České Budějovice. The aim of my bachelor work is to make a list of people belonging to the group of people hardly acceptable or not acceptable to the life or casualty insurance. The source of these results was particularly The General Health Insurance Company of the Czech Republic. The second aim of my bachelor thesis is to propose a new insurance product for these groups of people so that they could be accepted to life or casualty insurance.In that reason I´ve made some changes in the life and casualty insurance calculation. These changes have shown that people who are nowadays hardly accerptable to the insurance process or not acceptable at all due to their state of health could be accepted to the insurance without exclusions or any changes in the insurance amounts. These calculations have also shown that these people would pay more for the insurance which is based on determined life expectancy. On the other side they would pay less for the casualty insurance due to their lower rate of risk.
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Casualty insurance as a part of personal financial planning
Hejnová, Gabriela ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The topic of this diploma thesis was chosen with regard to the currency of this issue. There are discussed the basis of financial planning and it is accounted why the finance is important to be planned. Not insignificant part of the financial planning is insurance, which penetrates the whole financial plan. In this field I focused on, in my opinion, the most important financial security, namely income security in case its failure, which mostly accident insurance deals with. The theoretical part of the thesis is followed by a number of sample presentations of financial plans in selected insurance companies.
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Insurance products aimed at the insurance of atheles
Vídeňská, Eliška ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This thesis is focused on insurance products which are associated with insurance for athletes. In the first part there are specified terms that are used for this insurance. The next section describing an accident insurance, the analysis offers insurance in the Czech Republic and illustration sports insurance in another European country. Contracts concluded between Czech sport unions and insurance companies are mentioned in next chapter. At the end the thesis focuses on the liability insurance and modern insurance products for golf players.
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Accidents in the Population and their Impact on Utilization of Health Insurance
Berková, Adéla ; Střítecký, Rudolf (advisor) ; Jankůj, Miroslav (referee)
Qualification work is focused on problematic of injuries, occurring in the population, and their influence regarding amount of costs covered by the public health care. The aim of this thesis is to determine, based on available information, expenses trends in health care and also costs, related to health care, of individual health insurance companies. Identification of injuries occurrence throughout the population and determination of their costs and complexity is furthermore important segment of the thesis. Based on these data, the objective of this thesis is to identify the portion of this amount contributing to the overall costs of public health care. The practical part of the thesis also contains analysis of recommendations, which might influence or cause change from current situation.
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Comparison of travel insurance offered by commercial insurance companies in Czech Republic
Plisková, Michaela ; Petrů, Zdenka (advisor) ; Zábranská, Hana (referee)
Bachelors thesis analyzes travel insurance offered in Czech Republic. Three insurance companies were chosen for the analysis - Česká pojišťovna, Generali and Kooperativa. In the first chapter travel insurance is described, above all insurance and services. Second part includes comparison of insurance and services of individual insurance companies. In this chapter most of all insurance terms and conditions are examined. The end of this part is a thesis, whether is sufficient for client to chose a travel insurance only by parameters such as price or limit of the insurance benefit or analysis of insurance terms of every travel insurance is necessary.
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