|
|
Mikrofinance v Mongolsku a v Centrální Asii
Turbat, Batbayar ; Janda, Karel (advisor) ; Leová, Simona (referee)
The theoretical literature on Microfinance claims that Microfinance methodology can help alleviate the poverty. Mongolia is one of the countries where Microfinance is implemented and said to be successful in building a deeper and broader access to financial services. The purpose of this paper is to investigate how well Microfinance is being implemented in Mongolia and what the current practice is and, most importantly, how well the microfinance methodology works. In order to answer the last question, data collected from the proximity of the Central Asian Region including Mongolia was used. Nowadays there are number of microfinance institutions operating Mongolia such as Xacbank, Credit Mongolia. Despite the previously informal microfinance bodies such pawnshops, it appears that there was still some room on the market for Microfinance to fit in. The achievements of these Microfinance institutions are remarkable given Mongolia's extremely low population density and weak infrastructure. Research on the effectiveness of microfinance methodologies are in demand. Therefore, this paper offers research on microfinance practices such as group lending, rural lending and targeting women as well. A panel data of 90 microfinance institutions in 8 countries from the region was used. The result is rather mixed. Targeting women and lending to the rural customers seem to be working. However, group lending is found to be increasing portfolio risk and while having no effect on the financial revenue and the profitability.
|
|
| |
|
| |
|
|
Postconflict Reconstruction in Afghanistan and Contribution of Microfinance
Bizoňová, Jana ; Knotková, Vladimíra (advisor) ; Matějka, Zdeněk (referee)
Despite the huge financial contribution of the international community the postconflict reconstruction in Afghanistan does not proceed within the initial expectations. Due to unstable situation, high level of corruption and inefficient state administration, the help does not flow to the ones, whom it is determined in the first place - the poorest habitants of the country. In this context the microfinance, resp. the microcredits, seem to be the right complementary tool of economic reconstruction as they provide the poorest with the access to the financial resources. The aim of this thesis is to assess, if Afganistan meets pre-defined conditions of a successful implementation of microfinance by using fundamental knowledge of postconflict reconstruction and possible contribution of microfinance.
|
|
|
Microfinance and microcredit in developing countries
Hlinková, Soňa ; Zetek, Pavel (advisor) ; Janda, Karel (referee)
The bachelor thesis deals with the fundamental issues of microfinancial sector, describes the birth of the field, priciples of working and defines concrete social benefit for population of the world's poorest regions. Field of interest is also focused on the determination of the main problems of microfinance as well, like high operating costs, lack of regulatory frameworks or an excessive profit greed of investors. The paper continually emphasizes considerable differences between microfinancial and banking sector as well. The significant part is focused on key subjects of the microfinancial market- non-profit and profit microfinancial institutions, which work compares and eventually analyses their efficiency.
|
|
|
Microcredit as an instrument for escape from circle of poverty
Gúth, Ondřej ; Šaroch, Stanislav (advisor) ; Zapletal, Petr (referee)
The main goal of this paper is to analyse the capability of microcredit to meet the expectations of poverty reduction in the world. Firstly, these expectations are demonstrated and rationalised on the case of Grameen Bank. This paper then continues by enquiring after desinterested proof of positive effects of microcredit on poverty reduction by analysing several case studies conducted in different parts of the world. Last part of the paper analyses recent crises of microfinance, downsides of microcredit and the risks for their receivers.
|
|
|
The Comparison of Impacts of Development Aid and Trade Liberalization on the Developing World
Trinh, Hong Trang ; Pavlík, Petr (advisor) ; Nováková, Jana (referee)
The aim of this thesis is to analyse and evaluate the impacts of development aid and trade liberalization in the developing world and to outline some "partial" or alternative solutions, with a focus on current trends and economic development. The following three fields are taken into account by the evaluation: economic, political and human rights. The first part deals with general characteristics of developing countries and their current position in the world economy. The next two sections focus on the analysis of the effects of development aid (chapter two) and trade liberalization (chapter three). The last section contains some other possible solutions to the problems in the developing world (the importance of remittances and microfinance).
|
|
|
Microfinance in the EU
Odstrčilíková, Linda ; Němcová, Ingeborg (advisor) ; Tunkrová, Věra (referee)
This work deals with microfinance in the EU. It explains the relationship among the EU instruments, programmes and initiatives, and it brings the most important information about all available products for both potential providers and potential clients. The work focuses mainly on the European Progress Microfinance Facility and its supporting products. It also contains brief historic development of microfinance, information about financing of microcredits in the EU, real life examples and critics of microfinance.
|
|
|
Microfinance: Development Aid Tool
Klačková, Zuzana ; Taušer, Josef (advisor) ; Černá, Iveta (referee)
In the 20th century, microfinance went through a revolution: the number of microfinance was expanding exponentially all over the world. Microfinances are supposed to be one of the most efficient tools in alleviating poverty. The paper, Microfinance: Development Aid tool is analyzing whether microfinance institutions provide, beside the credit services, also preventive antimalarial services so as to lower malaria cases. Theoretical part is focused on definition and familiarization with 'microfinance, development aid and malaria' terms. Practical part analyses the malaria problem in connection with microfinance market and microfinance organizations in the three above mentioned countries.
|
|
|
Dreams and Present Reality of Microfinance
Bizoňová, Jana ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
Microcredit is now regarded as one of the most effective weapons in the fight against the poverty. The word "microfinance" itself became worldwide known in 2006, when both Muhammad Yunus and the Grameen Bank were awarded the Nobel Piece Prize. The thesis aims to provide a complex picture of the microfinance pioneer Muhammad Yunus, the emergence of modern microfinance as well as different approaches to microfinance. These subtasks are used to fulfill the main goal of this work - to acquaint a reader with the main differences between the original concept of microfinance and its present practice.
|
guest ::
