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Debt collection in legal theory and practice
Nejedlá, Jana ; Pikola, Pavel (advisor) ; Jaromír, Jaromír (referee)
This diploma work focuses on the issue of debt collection via deductions from pension payments. The theoretical part analyses the legal conditions for this type of debt collection and defines the terms related to it. The first chapters focus in general on financial literacy and the development of the system of deductions from wages. In the following chapters, based on analysis of legislation and description, the legal basis of deductions from wages is mapped, along with the calculation of the amount of deductions seized based on distraint orders and changes to the payer of income during the enforcement of a decision. The other sections of the work focus on insolvency and the recipient payers retirement in the event of deductions. The practical part presents a comparison of analysed data about the development of the number of pensions, the average amount of pensions and pensions affected by deductions seized based on distraint orders, and details are compared about the amount of income achieved during economic life and in retirement. Then the particular issues in the Czech Republic and Slovakia are compared through examination of their basic characteristics. Based on the authors own observation, the final part of the document contains suggestions of possible solutions that would reduce the number of pensions affected by asset seizure.
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Legislation and implementation of distraint procedures in Czech Republic
Holzknechtová, Denisa ; Hájková, Ivana (advisor) ; Zdeněk, Zdeněk (referee)
The Masters thesis is titled Legislation and implementation of distraint procedures in Czech Republic. The theoretical part explains the concepts that relate to issues including specifics of a bailiffs office and the Czech Republics Chamber of Bailiffs. The process of distraint from the beginning until the seizure and termination is then fully depicted. Description of methods by which such distraints may be carried out, including the costs and fees of the bailiff are also covered. In the practical part are evaluated statistically the number ordered and completed foreclosures in the 2010-2015 period, including influences on her work immediately. The practical part of thesis contains statistically evaluated numbers of ordered and completed constraints during the years from 2010 to 2015, inlcuding influences that they may correlate with. Subsequently, an analysis of two homogeneous regions was carried in the sense that unemployment rate, criminal activity and social benefit payments are often at the beginning of the indebtedness and the consequent execution order. The practical part ends with an evaluated existing legislation, including its amendments and practical examples that are currently becoming a tradition.
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Debt collection in legal theory and practice
Nejedlá, Jana ; Pikola, Pavel (advisor)
This diploma work focuses on the issue of debt collection via deductions from pension payments. The theoretical part analyses the legal conditions for this type of debt collection and defines the terms related to it. The first chapters generally focus on financial literacy among the population. The subsequent chapters map the act of deducting amounts from pension payments, the method of calculating the deduction amounts and the process of making deductions when receivables overlap and when the payer of income changes. The other sections of the work focus on insolvency and the recipient payer's responsibility in the event of deductions. The practical part compares and analyses data about the development of numbers of pensions affected by ordered asset seizure and details regarding the amount of income earned during working life and during retirement. Based on the author's own observation, the final part of the document contains suggestions of possible solutions that would reduce the number of pensions affected by asset seizure.
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Recovery of Debts
Hešová, Tereza ; Žáková, Zuzana (referee) ; Musilová, Helena (advisor)
This bachelor thesis describes recovery of debts. It’s main focus is to provide analysis of legal regulations related to recovery of debts by court and executor. It gives a summary about process at execution of resolution and execution. Simultaneously, this paper’s trying to find way, how to improve effectiveness of recovery of debts.
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Valuation of a flat loaded by easement
Matoušková, Martina ; Lorencová, Marie (referee) ; Sedláček, Jan (advisor)
This assignment concentrates on the problematics of encumbrance. It is about the flat ministry encumbrance in a family house. The job is split into two parts, written and suggested. The written part analyses general notions which are found in the pricing of the property’s belongings. Next, there are stated methods to pricing the property’s belongings. The next chapters are dealing with the legislation of eternal encumbrance, the procedures and the ways of their pricing. The second part, suggested, contains the pricing itself. The property’s belonging is priced in two methods. One of the methods to pricing is value regulations; the second method prices by the regular value. First, the whole family house is priced with all its’ accessories, on the principal of half basis ownership and the given area of the flats, we can consider the value of the priced flat at the same value as half of a family house. Next, the encumbrance itself is priced. The age of the authorised is considered in one group of 30 years and the second group of 80 years. The following step is deducting the value of the eternal encumbrance. From these given final results, we state the chosen price of the flat including taxing purposes. At the conclusion of the done job, evaluation and recommendation is done for pricing similar cases.
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Determining the value of rights-of-way
Valentová, Renata ; Hlavinková, Vítězslava (referee) ; Sedláček, Jan (advisor)
The subject of this thesis is to determine the value of the easement of way over the land of another owner. The value of the easement will be established for an indefinite period, the duration of 20 years and for the life of the creditor. It will be calculated current price and official price. The theoretical part is concentrated on clarifying the concept of an easement, the possibility of the constitution, termination and changes, hereinafter referred to problems of valuation of the easement. In the project part is solved the specific passage in terms of benefits warrantee and losses liable party.
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Legislation and Valuation of Easements
Adámek, Tomáš ; Šmahel, Milan (referee) ; Sedláček, Jan (advisor)
My diploma thesis deals with the problems of easements put on buildings in the Czech Republic. The whole work is divided into the text part and the draft part. In the text part there are the common concepts going together with valuation in general, methods of the valuation. Next, there is a legislation of easements, methods and processes of easements and getting the value. Based on the knowledge gained in the text part, in the introduction of the draft part there is a valuation of the family house, including the whole equipment. On this family house there are three easements, including the easement of the free accommodation in one part of this house, the easement of the limitation of the construction activities, easement of the location of the mail box on the family house. The house and easements are valuated either for the taxes or for selling the building. At the end there is the final value of the building with easements, conclusion and recommendation for similar cases.
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Value Determination of Properties Burdened with Easements
Fojtík, Zdeněk ; Cupal, Martin (referee) ; Sedláček, Jan (advisor)
The thesis deals with the determination of real estate value easements established in favour of constructions transport infrastructure. The aim is determination of real estate value in an current price and official price. In connection with the established easement it is substantiate the devaluation of the real estate related with the occurrence of the easement. In the first part the thesis I deal with the forensic engineering, real estate market, easements and with their valuation. In the project part there is concretely solved valuation of real estate loaded with the easement.
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Exekuce v praxi
Palásthy, Jozef ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
Bakalářská práce se prioritně snaží poskytnout nezasvěcenému občanovi pohled do světa exekucí a naznačit řešení jejich konkrétních případů. V teoretické části popisuje fungování exekučního procesu z pohledu zákona a v praktické části jsou uvedeny různé případy ze života. Cílem praktické části bylo zhodnotit svět exekucí jako takový a navrhnout řešení Katčinho problému.
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