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Correspondence analysis application in MS Excel program
Ganajová, Michaela ; Řezanková, Hana (advisor) ; Pecáková, Iva (referee)
The aim of the diploma thesis was to create independently an application, automating a correspondence analysis calculation using MS Excel and taking advantage of VBA programming language. The application was then used to analyse Slovak banking sector. The created application is based on macro sets which can be split up to two parts. The first part produces a contingency table and converts it into a format usable in the second part. Then there is executed the Correspondence Analysis calculation itself. Supplement Matrix is being used, that allows to discharge functions from matrix and linear algebra. The application allows to process any matrix dimension. Dialog window offers four normalization types, shortened and also full output and it is possible to display row or column variable categories, eventually both. The analysis subject was to find out which of the products are typical for considered banks and for which clients, divided into age categories, is attractive particular bank and/or product. A starting point is a product usage data matrix at a particular bank. There was made a conclusion, that it is possible to divide banks into more traditional or modern type institutions and also that each bank has a typical product.
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Tax evidence of individual enterpreneur
Krejzarová, Jitka ; Strouhal, Jiří (advisor) ; Nováčková, Zdenka (referee)
This thesis is focused on individuals who decided to set up their own business. It describes all steps and conditions necessary to establish and carry on the business according to the Czech legislation (i.e. registration with competent authorities, payments for health and social insurance, tax payments). The major part of the thesis deals with the main entrepreneur's obligation - keeping an evidence in order to calculate the individual income tax. This evidence can be in the form called "tax evidence" based on cash basis (in other word it means evidence of incomes and expenditures). One chapter also deals with the question of the transition between the tax evidence and the accounting. The last chapter shows a practical example of keeping tax evidence, calculating tax liability and height of the insurance including completed forms.
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Hydrodynamic and thermal mode ling of reactive flow in the surroundings of intrusions
Jandová, Tereza ; Dolejš, David (advisor) ; Bruthans, Jiří (referee)
English Summary Intrusion of magma into the Earth's crust is associated with significant thermal perturbations, release of aqeuous fluids and formation of hydrothermal system. In order to better understand the feedback relationships between fluid flow, thermal evolution and permeability variations, we have modeled conductive and advective cooling of a shallow- crustal pluton using the SHEMAT software. Our model represents a two-dimensional cross section through the lithosphere with homogeneous material properties, whebery the heat and mass conservation equations are solved by finite difference method. We first calculate the stable lithospheric geotherm by emplying constant basal thermal flow of 40 mW m-2 and a constant surface temperature. Subsequently, we consider a rectangular magmatic intrusion emplaced at 5-10 km depth, which forms a contact aureole by conductive cooling. With time, a mushroom-like shape of the contact aureole is predicted. Inclusion of aqueous fluid flow into the model causes only a small alteration of thermal evolution mainly because the permeability is low and the fluid mass is negligible due to very low density under hydrothermal conditions. In addition to thermal effects, we have explored variations in hydraulic head in order to address the ensuing effects on the flow velocity. The...
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Visualization in vector spaces
Klímek, Jakub ; Hladík, Milan (referee) ; Fiala, Jiří (advisor)
The goal was to create a set of Java applets, which would serve as an addition to the teaching of Linear algebra. These applets make possible to compute with rational numbers, real numbers, complex numbers and Zp - integers modulo prime p using addition, subtraction, multiplication and division. It is also possible to compute with vectors of elements of those spaces using addition and subtraction of vectors and multiplication and division by scalar. In addition, the vector calculator can figure coordinates of a vector, determine a linearly independent subset of vectors and, when in standard scalar product space, figure an orthogonal projection onto a subspace generated by a set of vectors. The advantage of these applets is their ease of use simulating a classical handheld calculator.
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Multidimensional Bonus Malus Systems in Non-life Insurance
Drábková, Miroslava ; Mazurová, Lucie (referee) ; Mandl, Petr (advisor)
Bonus-malus systems are tariff systems which determine premium depending on clairn history of insured risks in previous periods. The thesis deals with computation of part of risk which falls on policy holders and on insurance company. There is used the Bayesian approach in the first part. A portfolio is assumed in which the risk parameter of each policy holder is a random variable. There is established a model with two kinds of policy holders too, every kind has a given distribution of the risk parameter again. There are mentioned some bonus-malus systems used in the world in third-party liability insurance in the second part. It is shown how to modify the systems which do not satisfy the Markovian condition to a model which satisfies this condition. It is useful for next calculations. A portfolio is assumed again in which the risk parameter of each policy holder is a random variable and it is computed part of risk which falls on policy holders and on insurance company. The calculations are supplemented by concrete numerical iII ustrations.
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Fundamental analysis of Erste Bank shares listed on the Prague Stock Exchange
Petr, Pavel ; Veselá, Jitka (advisor)
This bachelor thesis is an attempt by the methods of fundamental analysis to evaluate all the relevant factors that are relevant in the process of evaluation shares. The aim of this work is to prepare investment recommendations on the shares of Erste Bank. The first chapter is the theoretical background of all the analytical methods used in the stock market. In particular, technical analysis, efficient markets theory, psychological analysis and fundamental analysis. The second chapter is devoted to the global analysis. Global analysis is supplemented by regression analysis of each of evaluated factors. Another chapter deals with the sectoral analysis as insight into the banking sector in the Czech Republic, partly in Central Europe. The fourth chapter contains its own internal calculation of value shares, compared with the current rate of investment and the resulting recommendations.
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Renovation of a family house
Červinka, Michal ; Fišer, Jan (referee) ; Hejčík, Jiří (advisor)
This master’s thesis is dealing with the plan of reconstruction of the house in an effort to get closer to "near zero building". Total heat loss along with calculation of the cost of the house operation and the energy performance of buildings were computed for the given house. Then we have enclosed suggestions of individual methods of building´s insulation (replacing of windows, doors and gates, insulation of exterior walls, roof and ceiling between floor and attic) and a draft of a new technical building services (forced ventilation with heat recovery, photovoltaic system and heat pump). Furthermore, the suitability of the original heating system was evaluated and the also the energy performance for the renovated building was analyzed during the reconstruction. An economic evaluation was calculated for each method of reconstruction, together with the new green subsidy programme. At the end of the dissertation is drawn up the economic evaluation of the whole proposed reconstruction, together with an assessment, what class of the building we have achieved according to its the energy intensity.
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Extracting of the optic disc in optical coherence tomography images
Šeda, Jan ; Harabiš, Vratislav (referee) ; Kolář, Radim (advisor)
The main target of this work is a design of the program for border localization of the optic disc in OCT data. Part of this program is also localization of the „optic cup“ and calculation of several values that characterize optic disc. The work is also dealing with a description of the optical coherence tomography principle which is used in ophthalmology. One chapter describes some published methods of optic cup localization. Success of the program and its comparison with OCT Zeiss Stratus 3000 is evaluated at the end of the work.
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Possibilities of the usage of nonconventional methods and dietary supplements in prevention and in health provision of calves.
PÁNIKOVÁ, Monika
Healthy and strong individuals are fundamental in every cattle breeding. Tthe aim of this study was which of these given supplement had the best influence on calf weight gain in early period after weaning to milk nutrition. This research had continued in cooperation with farm in Hakovy Dvory. Calfs were studied from March 2012 to February 2013. They were weaned into outdoor individual box after birth. There were added supplements into their ration in firs two weeks of life. Calfs were partitioned on the base of addend supplement into three experimental groups and one control group. The first weight control of calfs was after birth and the second weight control was in thirty days of life. From the different of theese values was calculated average weight gain. The best significant effect had tested groups Homeopatics and Prebiotics (Biopolym) with average increment 26,9 kilograms. Next tested group was Probiotics (Lactovita) with average increment 26,1 kilograms. The last goup was Contol, there the calfs didn?t have changed ration and their average increment was 23,5 kilograms. From the results of this study is possible to presume, that calfs had positive reaction on supplements added in first days of life and theese had favourable effect to diarrhoea prevention. Prebiotics, homeopatics and probiotics favourable stimulate calfs digestive system and they have general positive effect on calfs physiological condition.
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