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The industrial insurance and its role for solving needs of people in age.
Kleinová, Veronika ; Radová, Jarmila (advisor)
The theme of my bachelor essay is the industrial insurance and its role for solving needs of people in age. My essay is devoted to problems of products that are used in the Czech Republic in context with satisfaction of needs in age. At the beginning of my work I will analyse current situation of the income reform in the Czech Republic and its current problems and deficiencies. In the second part I will analyse all products of the industrial insurance and the pension rider. The analysis of all insured products is devoted to offer of Kooperativa a.s. and ING a.s. I describe the pension rider in the framework of the pension fund of Česká spořitelna and the pension fund of ING. At the close of my work I recommend to clients according to their age and their gains appropriate products for their provision.
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Life insurance and reform of pension system
Komjatiová, Ivana ; Daňhel, Jaroslav (advisor)
This diploma work is concerned with theme of life insurance and actual pension system in Czech Republic. It analyses causes of untenability of our system and what are the possibilities of resolution. This work analyses also particular steps of the reform of pension system and its consequences. Investment life insurance in relation to actual financial crisises is also analysed. The second half of my work is about life insurance, its division and about analyse its product. Also retirement insurance is descibed, which is very close to the life insurance. The goal of my work is to describe our actual pension system and also to find some resolution how to precede adverse effect of the global problem of growing old of population.
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The insurance in the pension reform
Vojtíšková, Kristýna ; Daňhel, Jaroslav (advisor)
This work is concerned with the conception and the analysis of pension system. I expose reasons why is need to reform pension system. I tell you what factors inluance the system development. We compare a performance of pension funds and insurance company. Individual chapter is about process of pension reform and peroration, I sum a results of reform of pension system.
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Life insurance and pension reforme
Mičková, Klára ; Daňhel, Jaroslav (advisor)
This paper focuses on the analysis of the Czech pension system identifying reasons for its financial non-sustainability. These reasons are outlined in the chapter on the demographic situation. Further chapters analyse the pension reform and its follow-up stages which are needed for the system to be functional. Substantial space is devoted to life insurance, individual types of insurance and the analysis of the current situation on the market which is soon going to be affected by the current pension reform. The last part of the Bachelor's paper deals with supplementary pension schemes whose role on the Czech market is very important as they ensure additional income in the post-active age. It is the second phase of the pension reform in particular which will have a significant impact on supplementary pension schemes.
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Life insurance and its role in dealing with people's financial security in old age
Pirochová, Dagmar ; Radová, Jarmila (advisor) ; Málek, Jiří (referee)
The main topic of this bachelor thesis is the role of life insurance in dealing with people's financial security in old age. The first part of the thesis applies to demographics and aging of population. The following section describes the state pension system, its pillars, weaknesses and possible solutions. The second part concerns life insurance itself. It focuses on the definition of the life insurance, its advantages and categorizations. Chapters of three types of the life insurance follow -- namely the pensionary life insurance, the investment life insurance and the capital life insurance. I will outline suitable reinsures and dissimilarities to another types of products offered in financial and capital markets. At the end I will characterize trends and the future of the life insurance in the Czech Republic.
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Life Insurance and Pension Reform
Stuchlík, Jiří ; Daňhel, Jaroslav (advisor)
Bachelor thesis is about current pension system in Czech Republic. It focuses on necessity of pension reform with a special part about demografic factor. The following section is about life insurance. It shows basic types of life insurance in Czech Republic and describes them.
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Life insurance and reform of pension system
Smetanová, Linda ; Daňhel, Jaroslav (advisor)
This diploma work is concerned with the analysis of life insurance. In addition to this it also touches upon retirement insurance in the Czech Republic as a possible tool of maintaining a financially secure standard of living in the old age in connection to the current reform of the pension system. What is paid attention to in the analysis is the pension system itself and also the demographic progress as the main cause of the insufficiency of the present-day pension system. Next, there follows an analysis of the proposals and the conclusive verison of the pension reform as well as of the way in which it will affect the life insurance market in our country. The final part of the work deals with the products of life and pension insurance and offers a comparison between these. The goal of this work is to clarify the the pension system itself and the pension reform, to point out the necessity of individual ex-ante savings and last but not least to bring in the possible products available on the market.
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