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Modelling of Individual Insurance Risks
Huspenina, Jan ; Šomplák, Radovan (referee) ; Popela, Pavel (advisor)
The diploma thesis deals with the issue of insurance risks in the area of life insurance from the perspective of the client. The first part is devoted to the basic concepts of life insurance. Then the basic ideas of optimization are described. The second part focuses on creating a model for an easier understanding of concept of life insurance and on the setting of the most optimal insurance options that respond to the client. Emphasis is put on maximizing client benefits. The created model is based on with real data and is processed in the MS Excel spreadsheet.
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Project of an Optimal Investment And Savings Programme
Prčík, Stanislav ; Jakubcová, Marie (referee) ; Beranová, Michaela (advisor)
This bachelor’s thesis “Project of an optimal investment and savings programme” gives general information about finding the most suitable decomposition of finances into a portfolio of insurance and saving products. This combination of contracts will have the effect of maximum decrease of income tax in according to various deductions. The first part of the thesis is focused on survey of insurance and savings products in Czech Republic. In the second part the author identifies decrease of income tax by means of insurance and saving products. The third part includes the comparison with similar products of foreign insurance markets and an evaluation of investment conditions in Czech Republic.
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Expert System for Saving Product Selection for Clients of OVB Allfinanz, a.s.
Bednářová, Zuzana ; Macháček, Jiří (referee) ; Rejnuš, Oldřich (advisor)
This Master´s thesis deals with the topic of optional saving for retirement. The pension schemes of selected European countries and of the Czech Republic are described. Also the current situation and the problems these schemes are facing are analyzed. The thesis focuses on the forthcoming pension scheme reform in the Czech Republic. Further, the possible ways of the complementary pension scheme pillar financing using saving products are analyzed in detail. The objective of the thesis is to design an expert system for optimal saving product selection according to client´s individual requirements.
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Simplification of making decision on life insurance product
Mitrengová, Anna ; Odehnalová, Bohumila (referee) ; Martinovičová, Dana (advisor)
This bachelor’s thesis is focused on life insurance problems. It deals particularly with a mechanism used by financial advisors of company OVB Allfinanz, a. s. for a choice of a suitable insurance product for their clients. But nowadays it is a large supply of suitable products and it is very time-consuming to choose the right one of them. The point of this thesis is in suggestion of a tree of decision which would be able to make this whole project faster.
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Proposal for Improvement of Selected Insurable Product Corporation ING, N.V.
Jalušková, Radka ; Veselý, Petr (referee) ; Martinovičová, Dana (advisor)
This bachelor thesis discuss about life insurances of specific financial institutions and its goals is confront specific insurance product, then evaluace its strong and weak qualities against market and potential clients. Main copany will be ING Životní pojišťovna N.V, pobočka pro Českou republiku and key-account insurance product will be investment life insurance Investor Plus. By analyse I am going to find out disadvantages of my produkt against competitor´s products and I will propose its improvement (optimalization) to be more able to compete and more useful for clients.
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