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Economic evaluation of expediency of housing
Lišková, Soňa ; Bartošová, Hana (referee) ; Kocourková, Gabriela (advisor)
The work is aimed to define financial aspect of living, which is determined mainly for young people. The work is especially focused on collecting sources to fund the building of a house for family. The result will be built in Vrádište, Slovakia. The informations and materials will be obtained from Slovak sources. At the next part it'll be comparised with sources from Czech Republic. The aim of the work is to decide on specific pair of young people if they will be able to fund their own construction of house and from which sources of finance. There will be represented examples for financing and following evaluation of the cost linked within.
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Comparison of loan products for housing
VLČKOVÁ, Lucie
In my bachelor thesis I defined possibilities of housing and options of funding private housing. Based on gathered informations from different banks and building savings banks, I compared offered products. For the comparison I used financial and mathematical methods and I have found the optimal solution of funding private housing for model clients.
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Suggestion of Methods of Housing Financing
Pyrochtová, Barbora ; Tureček, Roman (referee) ; Škapa, Stanislav (advisor)
This thesis deals with analysis of funding one's housing in the Czech Republic and with proposal of this funding in the given, certain conditions. In the first part mortgage loan and building savings are theoretically described. In the second part there is analysis of current situation on the market. Last part is focused on model situation of mortgage loan and building savings loan and reflects on better variation in the particular conditions. Combination of both variations is also mentioned there.
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Suggestion of Financing of a Housing
Holásková, Petra ; Kutnohorský, Martin (referee) ; Škapa, Stanislav (advisor)
This thesis provides a detailed research on the present condition of the realty market and possibilities of housing financing. Explanation of basic terms on the major fields of housing financing is covered in the theoretical part. The practical part focused on analysis of the present condition connected with the above mentioned topic. In addition, a model situation of author´s own housing financing is included in the thesis. Both the lease and the purchase of housing are compared.
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Analysis of the housing market in selected regions of the Czech Republic and evaluation of the advantages of investment in owner-occupied housing
Tollinger, Ondřej ; Matras, Tomáš (referee) ; Kosová, Jaroslava (advisor)
Having a home is one of the most basic human needs and everyone attempts to accommodate this need as well as possible. We consequently decide what approach is most advantageous for our needs - whether to rent a home or whether to buy and own one. If we decide owning a home is the right option, we then have to decide, how to go about purchasing it. Not everyone can afford paying for a property upfront in cash and at that is when banks come into play, lending us money to buy property. This paper focuses on whether having a mortgage is the correct strategy for acquiring a home. This will vary individual to individual based on his or her life goals and other factors. Generally, it can be said that purchasing a home using a mortgage can be advantageous, but the difference between renting and buying on a mortgage might not be that significant. Renting a home does have its own specific advantages, and when one's financial plans are managed correctly, it can be a better option for accomplishing financial independence.
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Suggestion of Housing Financing in the Czech Republic
Nykodýmová, Veronika ; Nykodým, Libor (referee) ; Škapa, Stanislav (advisor)
This work provides a detailed research on the present condition of the residential realty market and possibilities of housing financing. Explanation of basic terms on the major fields of housing financing is covered in the theoretical part. The practical part is focused on analysis of the present condition connected with the above mentioned topic. In addition, a model situation of housing financing is included in the thesis. Both the lease and the purchase of housing are compared.
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Cooperative Form of Financing of Housing Construction
Holý, Petr ; Gruber, Jan (referee) ; Breinek, Pavel (advisor)
The diploma thesis focus on evaluation of co-operative housing construction as one of the way from current credit crisis of financing of housing construction. Specifies and evaluate individual types of financig of new housing construction and apply it on model example. Evaluation is based on analysis of present circumstances of housing construction and trend of mortgage loans. In this evaluation also looks at subvene of new housing construction. At the same time looks on an alternative of non-profit co-operative housing construction.
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