|
|
Evaluation of credit rating agencies and its influence on states and corporations
Exner, Martin ; Štekláč, Jiří (advisor) ; Misic, Viktorija (referee)
The bacholer thesis is focused on understanding the rating agencies and the effects they create the ratings on the rated Entities. Specifically, the sovereign states. Funding for the debt in recent years in both public and private finances are increasingly common. Investors make decisions about their investments based on information about the solvency of the debtor. Since rating agencies that assess the creditworthiness are very powerful entity in the financial market. In the thesis I will use historical statistical data to try to uncover the possibility of failure of rating agencies and to determine, how they are influencing entities, especialy sovereign states through sovereign ratings.
|
|
|
Takeover of through insolvency proceedings (SAZKA, a.s.)
Nedvědová, Nikola ; Schönfeld, Jaroslav (advisor) ; Smrčka, Luboš (referee)
This thesis deals with takeovers in the Czech environment according to the Insolvency Act No. 182/2006 Coll., which passed an amendment to the 1. 1. 2008. There are methods of resolving insolvency of the debtor and principles of insolvency proceedings which should be followed during the insolvency process. Work distinguishes friendly and hostile takeover. The theoretical part provides an overview of possible ways of takeover, the reasons that motivate new owners to think about a possible takeover and globally applicable defense strategies. Another theoretical starting point is consideration of the reorganization of the company, which may be conducted by both the debtor and of the creditor(s). The practical part describes the hostile takeover of SAZKA from its history, through description of the key moments of crisis to insolvency proceedings which resulted in the bankruptcy of the debtor. Subsequent hostile takeover was directed by PPF and KKCG, which bought up commitment wagers and therefore became important creditors (controlling the betting and lottery activities) and later winner of the tender for the sale of the entire company. This case is a textbook example of takeover of the company, which had fallen into financial distress. The battle for the largest lottery company in the country was very hard, long and eventually resulted in a very profitable business, which fell into the arms of a single owner.
|
|
|
Public Opinion on Acceptance of Loans and Debts - January 2013
Buchtík, Martin
In January 2013 Public Opinion Research Centre carried out a survey about debts and loans. In this press release are published attitudes of Czech citizens to debts in different fields of common people. Another questions were focused on importance of financial resources for unexpected expenses and difficulties with the repayment of debts.
|
|
|
Impact of financial crisis on public finance in Czech Republic
Hudáková, Zuzana ; Ochrana, František (advisor) ; Vítek, Leoš (referee)
The final thesis deals with impact of financial crisis on public finance in Czech Republic. The aim of my thesis is to give to a reader an idea about impact of financial crisis on the state budget of CR, especially on expenditure and revenue side. Except of this, according to the Maastricht criteria, it is evaluated effect on debt of public budget and deficit of state budget. At the thesis are used sources mostly from CNB, MFCR and OECD. In theoretical part is defined the term "financial crisis", described causes of origin of the financial crisis and analysis impact of financial crisis on the world markets. Next part of the thesis is devoted to examination and analyzes of impacts of financial crisis on public budget, particularly on revenues, expenditures, debt and deficit of the budgets. At last part of the diploma thesis we can find adequate recommendations and summary of knowledge, which emerged from provided analysis.
|
|
|
Debt Security and Recovery from Business Relations
Geržová, Pavla ; Žák, Květoslav (advisor) ; Bartoň, Pavel (referee)
The thesis deals with the debt security and recovery from business relations. The main purpose was to explain the issue of debts, to compare classic judicial proceedings with arbitration and to analyse particular legal cases of the company XY in terms of security and recovery. The result is the evaluation of company's legal steps and efficiency of used security instruments, the summary of advantages and disadvantages of the arbitration and the overview of the most frequent practical problems with potential solution proposal.
|
|
|
Comparative analysis of management of selected entities in the time of economic recession
Šimáková, Jitka ; Kučera, Dušan (advisor) ; Barton, Monika (referee)
The aim of my thesis is in the first place to show the origin of American mortgage crisis, the impact of (from that implying) financial crisis on affected countries in Europe. In the second place, the aim is to analyze two selected companies that have managed to get over the financial crisis in different way in order to find out (mainly based on financial statements) the reason of financial instability, regarding the managerial decisions of the first company, and the reason of further development in case of the second one. In the first chapter of this thesis I am describing the historically well-known financial crisis focusing on 2007 American mortgage crisis and its gradual spread into European countries, including the Czech Republic. The second chapter is dedicated to methodological background of financial analysis which I am using in the practical part. The Practical part itself consists of financial statement analysis of two construction companies in order to show the differences in the financial management. The fourth chapter includes also non-financial ratios as the input variables of the overall analysis.
|
|
|
Insolvency proceedings from the viewpoint of a creditor
Šimáková, Barbora ; Novák, Miloš (advisor) ; Vagaský, Radoslav (referee)
This thesis first describes the insolvency proceedings in general, explains basic concepts, describes the different stages of insolvency proceedings and introduces the reader to the entitiesin the insolvency process. It also explains what is a bankruptcy and presents possible ways of solving it. The current situation in relation to insolvency proceedings is shown based on the basic statistics. In the next section, the thesis is focused on the classification of debts and the possibility of creditors to submit their claims in an insolvency proceeding. It also deals with special cases that may occur. The final part of the thesis describes an example application of claims in practise, incl. complications that the creditor must solve.
|
|
|
Financial literacy and its research on customers of banks in the CR
BLÁHOVÁ, Stanislava
The theme of this thesis is "Financial Literacy and its survey of bank clients Constitution?. The aim of this work is to bring the concept of financial literacy and analyze the behavior of bank clients. The theoretical part deals with the concept of financial literacy. Furthermore, attempts to explain the products offered by banks in the country. Finally, the theoretical part is devoted to household debt, and also on what they should be careful CR citizens. The practical part focuses on research that was conducted using a questionnaire method. The investigation showed that citizens are financially literate and also the use of financial products.
|
|
|
Debt collection from the economic point of view
Klofáč, Michal ; Moravec, Tomáš (advisor) ; Patočka, Radim (referee)
The thesis deals with the issues of debt collection from the creditor's point of view. It first introduces the main concepts and specifies select principles which can increase the probability of not having to collect the debt in the first place. The key part of the thesis then covers the introduction of various methods of debt collection along with the analysis of their effectiveness for the creditor. Because of the highly individual nature of every debt, the final part of the thesis includes a brief guideline for different situations as well as several model examples and general principles which the creditor should adhere to when collecting problematic debt.
|
|
|
European souvereign-debt crisis
Černý, Martin ; Bič, Josef (advisor) ; Vrňáková, Irena (referee)
This thesis deals with the impats of the european souvereign-debt crisis. Furthermore it analysis the causes - from the global point of view as well as with regard to single countries. In addition measures to stop the crisis to spread are evaluated. Moreover future scenarios are presented.
|
guest ::
