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The current state and development prospects of internet banking
Lych, Oleg ; Matuštík, Ondřej (advisor) ; Oškrdal, Václav (referee)
The thesis deals with the most recent and discussed issue of the safe provision of direct banking services. Although surveys indicate that users of banking online services do not show much concern about the safety of the internet banking, the reality is quite different. Banking houses put a lot of emphasis on the information embargo and their clients will never learn about the majority of attacks. Due to higher demands for the safety of direct banking applications compared to conventional applications, made available over the Internet are subject to increasing security demands, and there are a number of recommendations and standards that should be followed for the Internet banking to be considered truly safe. However, even if there is a full compliance with all ISO standards and the situation in security remains critical. Therefore, there is a need for broader use of security methods. This thesis carries out a very comprehensive analysis of all existing security methods and recommends new security methods. For better clarity, the new method embedded in the context of existing and they are viewed from different angles as the effectiveness of authentication methods to the threats, the appropriateness of methods according to the segment, application methods in various channels, customer relationship and hardware components of the method, comfort, etc. Finally, I use the Gartner's chart to better illustrate the advantages of the proposed methods.
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Electronic banking in the Czech Republic and its possibilities
Velkoborská, Lucie ; Matuštík, Ondřej (advisor) ; Nebřenský, Aleš (referee)
This bachelor thesis is devoted to analysis of the current state of electronic banking and its possibilities in the Czech Republic. The main objectives are to familiarize readers with the concept of electronic banking and its forms. The thesis is divided into four chapters. The first chapter deals with the concept of electronic banking, its history, advantages and disadvantages for both the bank and for its clients. The second chapter explains the various forms of electronic banking: Credit cards, telephone banking, mobile banking, PDA banking, TV banking and internetbanking. The third chapter is focused on internet banking, and compares it in terms of security and range of services for selected banks. The fourth chapter includes a questionnaire aimed at determing the level of usage of the electronic and internet banking by citizens of the Czech Republic
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Comparison of the U.S. and the CZ banking system
Petrušková, Ivana ; Půlpánová, Stanislava (advisor)
The goal of the bachelor thesis: "Comparison of the U.S. and the CZ banking system" through the analysis and identification of significant differences in the U.S. banking system and the CZ banking system at the field of the central and commercial banking. First, the bachelor thesis analyzes and compares the basic structure of the banking systems and specifies their specific and common features. The subsequent part of the thesis is focused on the description of central banking. It compares their specified duties, organizational structure and tools used in monetary and supervisory policies. The final part discusses the commercial banking sector in terms of institutional typology of financial institutions in the banking systems and then it compares them.
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Electronic Banking
Bessenyey, Ilona ; Zetek, Pavel (advisor)
This thesis deals with the electronic banking and issues related to direct banking. It analyzes the spectrum of direct banking products offered by the Czech banking sector, such as payment cards, telephone banking, mobile banking, internet banking, PDA banking, self-service banking area and television banking. The thesis also describes the risks of direct banking and tries to predict future development of electronic banking.
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Expected development of the Basel Accors
Sayyedová, Laila ; Blahová, Naděžda (advisor)
The theme of this work is the "Expected development of the Basel Accors". The work aims at the description and comparison of different developmental stages of the Basel agreements, which play a key role in banking regulation. The characteristic features are defined for each of the accords. The work is supported by analysis of the impact and criticism from the professionals and the Basel Committee on Banking Supervision. There is described the implementation process of the rules into national legislation
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Implementation and Impact of European Banking Regulations on the Czech Banking System
Kratochvíl, Matěj ; Půlpánová, Stanislava (advisor)
The thesis tackles the changes in the banking system of the Czech Republic concerning the implementation of uniform regulations. Goal of the thesis is to create a summary view on the process of implementation with harmonization a process before the Czech Republic joined European Union until now. Mentioned regulations aim to coordinate the rules for banking all across the EU, so the perfect environment for single European market is created. The thesis mentions the most important legal documents in the Czech Republic concerning this process.
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The importance of public relations in banking
Kracík, Lukáš ; Schlossberger, Otakar (advisor)
This bachelor's thesis deals with public relations in banking. In the theoretical part it defines the term of public relations, shows historical development of PR and discusses the surroundings of a company that it affects. Furthermore, it defines communication channels and tools, looks for the same and different features of public relations and advertising, shows PR workers either in in-house departments or in external agencies. Finally, it describes current media scene. The practical part offers comparison of two major Czech banks in terms of attitude to public relations and shows theoretical elements mentioned in the first part in real practice. Furthermore, it explores the specifics of public relations in the financial area, specifically in the banking sector. In the conclusion of this bachelor's thesis there are graphs with the amount of outputs in the Czech media for selected period of time and these are used to compare banks in terms of media coverage.
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The importance of ethical codes in banking
Císařová, Iva ; Schlossberger, Otakar (advisor)
This essay concerns about the importance of ethical codes in banking in Czech Republic. First part describes scientific disciplines and social conventions in which ethical codes generally belong to. Second part is directly focused in financial markets and banking sector of Czech Republic and it describes particular codes, including an evaluation of its application in practice. Last part presents a research of financial literacy of Czech population and their opinions about ethics in banking.
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Protection of investors and depositors in the financial market in the Czech republic - a comparative study
Samek, Michal ; Hradil, Dušan (advisor) ; Tuček, Miroslav (referee)
The diploma thesis deals primarily with consumer protection in the capital market in the Czech Republic. It compares the situation in the capital market with conditions existing in the banking sector. It emphasizes the importance and possible consequences of upcoming pension reform in the Czech Republic in 2011. The first part of the thesis describes capital market structure and its functioning, analyses financial position of Czech households and contemplates the reasons that can lead to consumer protection in financial markets. The second part of the thesis deals with specific protective tools that are used in the Czech Republic to protect consumer. It analyses tools that are implemented to protect consumers' financial assets and tools associated with distribution of financial services and information requirements imposed on financial intermediaries. The thesis analyses the efficiency of selected important tools (such as investor compensation schemes or investment limits).
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Islamic banking with a focus on Turkey
Mikušová, Pavla ; Musílek, Petr (advisor) ; Půlpánová, Stanislava (referee)
It is Islamic banking that has been conquering the world in recent years. That is why the thesis is devoted to this topic. As the interest is forbidden by Islam, the Islamic banking works on different principles from those practised by conventional banks. The thesis distinguishes two basic methods -- the profit-and-loss sharing and mak-up method. The Islamic banks use both to gain profit. There are three parts of Turkish bank system and one of them is formed by so called "participation banks". The participation banks represent the Islamic banking. One of the members of the "participation banks" group is the Al Baraka bank, whose financial statements are hereinafter analyzed. The financial statements stated above are not much different from the general model of financial statements issued by Islamic banks. However the "book premise" that the biggest part of assets should be created by the transactions based on the profit-and-loss sharing method is denied.
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