Original title: The Impact and Implications of PSD 3 and the Payment Services Regulation on the Provision of Payment Services
Authors: Matejka, Ján ; Schlossberger, Otakar
Document type: Papers
Conference/Event: 7th International Conference on European Integration 2024, Ostrava (CZ), 20240529
Year: 2024
Language: eng
Abstract: In 2023, preparations for the recodification of payment services culminated in the proposal of a new Payment Services Directive, this time referred to as PSD3. In addition, the European Commission (the EC) has drafted a Payment Services Regulation that will define the basic frameworks for the provision of payment services and its provisions will not be adaptable to national requirements within EU countries. The present paper focuses on the impact of the new expected regulation of payment services not only on market players as consumers or business entities, but especially on their providers, with a focus on non-bank payment service providers. The authors base their research on the hypothesis that the implementation of the new legislation will level the legal playing field between bank and non-bank providers of payment services.
Keywords: European integration; non-bank payment service providers; payment services; PSD 3
Project no.: VJ01010084
Funding provider: GA MV
Host item entry: Proceedings of the 7 th International Conference on European Integration 2024, ISBN 978-80-248-4733-7

Institution: Institute of State and Law AS ČR (web)
Document availability information: Fulltext is available at the institute of the Academy of Sciences.
Original record: https://hdl.handle.net/11104/0360151

Permalink: http://www.nusl.cz/ntk/nusl-668785


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Conference materials > Papers