Dopady stárnutí populace na penzijní systémy v EU

Králová, Adéla

This bachelor's thesis comprehensively analyses the demographic and economic challenges of selected European countries due to an ageing population. The study involves a demographic projection for the period up to the year 2150, highlighting the anticipated increase in the old-age dependency ratio, thereby imposing a growing burden on the working-age population. The significance of individual demographic variables on the old-age dependency ratio is anal- ysed in the panel data regression, indicating that life expectancy has the most significant impact. The demographic projection is further utilised to construct generational accounts to calculate generation-specific pension payments and ex- penditures. Generational accounts show that increasing payments from younger generations will not be enough to cover future pension expenditures, indicating the long-term unsustainability of the PAYG system.

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