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Valuation of the damage by flood to a single-family house in Velké Poříčí
Berger, Patrik ; Tuscher, Martin (referee) ; Šmahel, Milan (advisor)
This thesis deals with the issues of determining the amount of insurance coverage of a house destroyed by flood. The aim of this paper is to explain the terms related to evaluation and insurance. Then to value immovable property by costs, document the damages and determine the costs for rebuilding the damaged parts in accordance with the insurance policy. It is necessary to determine the insurance value of the house. At the end of this thesis the history of floods in the particular area and flood control methods are discussed.
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Determination of the Amount of Insurance Settlements for the Damage Caused by Snow Loads on a Detached House in Hronov
Beránková, Martina ; Puchýř, Bohumil (referee) ; Šmahel, Milan (advisor)
The aim of my thesis is to outline the field of the insurance-claims settlement, to determine the amount of indemnity for the damage caused by the weight of snow, and also to clarify basic concepts of real estate appraisal. In the introduction I define basic concepts associated with that topic. Then I bring the reader into the field of real estate appraisal and I define basic concepts and appraisal methods and description. In the next part of my thesis I mention the principles of the insurance company´s claim settlement activity, the products related to property insurance, the person involved in the settlement, and last but not least I outline the claim settlement process itself. However, the point is not just to provide a plain list of all steps involved in the process but to give the reader a better idea how to proceed and what the basic concepts of the field are. In the final practical part I will focus precisely on the determination of the compensation for the damage casused by the weight of snow based on reasonable costs and for bringing the insured property to its original (operational) state.
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Valuation of the damage by flood to a single-family house in Velké Poříčí
Berger, Patrik ; Tuscher, Martin (referee) ; Šmahel, Milan (advisor)
This thesis deals with the issues of determining the amount of insurance coverage of a house destroyed by flood. The aim of this paper is to explain the terms related to evaluation and insurance. Then to value immovable property by costs, document the damages and determine the costs for rebuilding the damaged parts in accordance with the insurance policy. It is necessary to determine the insurance value of the house. At the end of this thesis the history of floods in the particular area and flood control methods are discussed.
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Determination of the Amount of Insurance Settlements for the Damage Caused by Snow Loads on a Detached House in Hronov
Beránková, Martina ; Puchýř, Bohumil (referee) ; Šmahel, Milan (advisor)
The aim of my thesis is to outline the field of the insurance-claims settlement, to determine the amount of indemnity for the damage caused by the weight of snow, and also to clarify basic concepts of real estate appraisal. In the introduction I define basic concepts associated with that topic. Then I bring the reader into the field of real estate appraisal and I define basic concepts and appraisal methods and description. In the next part of my thesis I mention the principles of the insurance company´s claim settlement activity, the products related to property insurance, the person involved in the settlement, and last but not least I outline the claim settlement process itself. However, the point is not just to provide a plain list of all steps involved in the process but to give the reader a better idea how to proceed and what the basic concepts of the field are. In the final practical part I will focus precisely on the determination of the compensation for the damage casused by the weight of snow based on reasonable costs and for bringing the insured property to its original (operational) state.
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The analysis of household insurance of the five highest insurance companies in the Czech Republic
Budilová, Michala ; Gruber, Petr (advisor)
The analysis of household insurance of the five highest insurance companies in the Czech Republic should at first familiarize reader with the theory of this topic. The next step of my thesis is to focus on the five highest insurance companies, which are Česká pojišťovna, Kooperativa, Allianz, ČSOB and Generali and describe the individual products of these companies according to the contemporary offer on the market. The main part and aim of the thesis is the analysis and resulting comparison of the products of the household insurance according to available information. In conclusion, I will evaluate the information based on the created analysis.
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