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Aplikace pro správu osobních financí
Brada, Jiří
This Diploma thesis addresses the different problems regarding Czech web applications in relation to managing personal finances. The first part describes the current state of the Czech market with web applications. The next part evaluates synchronization methods of both incomes and costs with internet bankings. These findings are based on executed design and implementation of new web applications which contain an option for synchronization with banking API and better suits the needs of a defined target group. Finally there is a comparison made between monetisation and gamification.
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Financial literacy of the Czech population
Aubrechtová, Kamila ; Zelinková, Olga (advisor) ; Cimrmannová, Tereza (referee)
Anotation Topic of the master thesis is Financial literacy of the Czech population. The thesis puts focus on population in their early adulthood (age from 18 to 30 years) and is divided into 5 chapters. 1st chapter defines literacy, functional literacy and financial literacy. 2nd chapter describes main reasons and factors affecting financial literacy and pathological events as a possible consequence of low level of the financial literacy. 3nd chapter focuses on customer protection and shows particular options how to increase level of customer protection in an area of personal finance. 4th chapter clarifies financial terms important for proper understanding of realized survey described in 5th chapter of the thesis. The main goal of the survey as well as the thesis is to find out current level of financial literacy of the Czech population in their early adulthood (age from 18 to 30 years). Partial goals of the thesis are identification and description of groups achieving worse results in financial literacy test within the population, and description of negative effects to individual's behavior in the area of personal finance related to lower level of financial literacy.
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Financial Management within the Family Budget
Posekaný, Tomáš ; Votava, Libor (advisor) ; Hamrová, Kateřina (referee)
The aim of this thesis is, by using statistical data to demonstrate the effect of external factors on consumer behavior and outline the correct path to reach decisions in the con-text of the family budget. The thesis includes the issue of controlling the family finances, financial literacy and behavior of families in relation to conventional financial issues. The work also draws particular attention to the importance of financial education and highlights the importance of financial planning, creating of family budget and the need for general awareness about world of finance.
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Personal and Family Finance - Finance of University Student
Palicová, Helena ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
In this thesis, Personal and family finances, subtitled Finances of university student. It is discussed on the way to a happier life through management of personal finances. Just as it is necessary to control corporate finance, it is necessary everyone managed own personal finances. It is indicated as appropriate to tackle your finances,what to focus on, and it's practically demonstrated on the example of a university student. There are analyzed his goals and needs, then it is outlined possible solutions to his finances.
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Personal finances
Herchl, Peter ; Moravec, Lukáš (advisor)
The aim of this thesis is to clarify the main factors influencing the allocation of personal finances, the main principles of financial planning, financial literacy and other basic tools and relations influencing personal finances. The applied part stems from the intention to create an alternative financial plan and portfolio on an actual person.
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Pension reforms and their impact on family budget
Lohonka, Petr ; Smrčka, Luboš (advisor) ; Zámečník, Petr (referee)
This thesis focuses on the possible options for pension reform in the Czech Republic and their impact on family budgets, both in terms of payments in the economically active age, and then from the amount of pension at retirement age. In the theoretical (methodological) part are several possible scenarios of pension reform chosen from proposals to the Czech Republic and from the pension systems applied abroad too. There are described the main pillars and main differences between them and of course the difference from the current state of pension system in the Czech Republic. The entire chapter is devoted to the current state of pension system, because it is the starting point for each of the reforms. After describing all options of pension reforms in the theoretical (methodological) part, we focus on the practical part. There are described several model participants and for each participant are calculated present payments and future revenues, which depends on the variant of the reform. According to this testing we search for such a pension reform, that would be the best across social and income groups. At the end is this testing evaluated and the results of the entire work interpreted.
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Rocker and personal finance
Lohonka, Petr ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
The bachelor thesis deals with alternative investments as wine investment, beer investment, tobacco investment and art investment. In the second part, which is solved in the form of case study, we compose from this investments the investment portfolio of hypothetical rocker.
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Osobní a rodinné finance
Náplavová, Veronika ; Smrčka, Luboš (advisor) ; Zámečník, Petr (referee)
Ve své bakalářské práci na téma Osobní a rodinné finance se zamýšlím nad smyslem bohatství a peněz. Cílem mé práce je analýza osobních či rodinných financí s důrazem na plánování a cíle jednotlivce či rodiny. Zabývám se situací občanů České republiky z hlediska jejich příjmů, výdajů, úspor a dluhů. Nástin problematiky jsem podpořila vlastním průzkumem. Závěr věnuji analýze konceptu finančního plánu.
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