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Investment Life Insurance
Tilšerová, Pavlína ; Hlaváčková, Lucie (referee) ; Řezáč, František (advisor)
The main of the master’s thesis is to determine current opportunities of investment life insurance in the Czech Republic. In the theoretical part of the thesis, the basic concepts of life insurance and investment life insurance are specified. In the practical part, the statistical analysis of insurance market development in the Czech Republic is presented. The work further provides the comparison of investment life insurance products of selected insurance institutions. The comparison is made on the basis of selected parameters and model examples. Conclusions and recommendations of this study could help to everybody participated in pension system and with a focus on modern form of life insurance.
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Concept of Education at the Chamber of Financial Consultants
Březina, Jiří ; Mátl, Roman (referee) ; Lajtkepová, Eva (advisor)
The subject of this thesis „Concept of Education at the Chamber of Financial Consultants“ is to analyse the current situation on the financial consultancy market whose absences have led to the concept proposal for the education of financial consultants to extend the knowledge of consultants and to improve the quality of their services. In the practical part I propose options, how the concept of education in the framework of the chamber's financial advisors should be applied.
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Comparison of Selected Financial Products Contributing to Old Age Ensurance
Sýkorová, Renáta ; Oppl, Michal (referee) ; Rejnuš, Oldřich (advisor)
This bachelor thesis deals with one of the biggest social problems of present days, with the retirement system. Regarding the fact that the retirement system in the Czech Republic is unsatisfactory, it is necessary to prepare for the retirement individually without relying on the support of the state. I aim my bachelor thesis at selected products of the financial market that can help ensure contented old age. The analysis takes into consideration the age, the amount of savings and, last but not least, the tax rates to which people belong. The theoretical part deals with the most important definitions and describes the functioning of particular products. The practical part analyses examples of clients saving their money at different times, in different combinations of investment sum, and various examples of tax groups. This part deals with comparison of different products and tries to find the ideal combination for saving for the old age.
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