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Pojištění pohledávek a jeho alternativy
Krejčí, Michaela
The diploma thesis deals with the issue of credit insurance within the Czech insurance market. The thesis defines the risks associated with the company's activities and then describes the operation of credit insurance. The rules for the provision of credit insurance are regulated by the institutional framework of the international system, which is also discussed in the thesis. Attention is focused on credit insurance with state support as well as on credit insurance provided on a commercial basis. Alternative methods of securing receivables are also presented. The analytical part analyzes the business activities of credit insurance companies operating in the Czech Republic, describes the payment morale in European countries and assesses the demand for individual types of insurance products.
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Possibilities of dealing with consequences of nuclear risks through a commercial insurance
Uhlář, Daniel ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This master thesis is devoted to different possibilities of dealing with consequences of nuclear risks through a commercial insurance. It deals with nuclear energy in the world and in the Czech Republic, international liability conventions, Czech regularization of liability principles, possibilities of insuring nuclear risks through nuclear pools and alternative risk transfer methods. The thesis analyzes the causes, process, consequences and financing the damage of two selected nuclear power plant accidents. Based on available data, the thesis tries to evaluate the ability of the existing system of nuclear risk insurance to eliminate potential negative consequences and suggest possibilities to strengthen the role of commercial insurance.
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Rights and duties of insurance holders moving inside EU with focus on general health insurance
BLAŽKOVÁ, Hana
Rights and duties of insurance holders moving inside EU with focus on general health insurance The Czech Republic became a member state of the European Union on 1 May 2004. The EU members decided to cooperative in the fields of economy and policy and form a multinational partnership beneficial for all member states. The EU integration measures have affected the national health care systems. Joining the Europen Union, numerous changes have been done in the system of public health care in the Czech Republic. The changes are both important and helpful for all beneficiaries. The beneficiaries of the EU member states are only insured under public health scheme of one country. So travelling abroad, people should know the basic measures of their national health care policy. The Bachelor thesis is divided into two parts, theoretical and practical. Based on the literature available, the theoretical part is aimed at compiling information on medical care which is provided to Czech residents while in other countries of the European Union. Free movement of people represents elimination of all obstacles between the countries. In addition, this part deals with Czech beneficiaries and their access to planned medical care within the EU countries. The aim of the practical part was to find out if Czech beneficiaries are aware enough of legislation related. Two hypotheses were stated to fulfil the research goal. To find out all necessary data, the technique of asking questions at random choice was run from 1 October 2009 to 31 January 2010 in South Bohemia. The research group of people consisted of 266 respondents, men and women, aged 20-60 years. The data obtained from the survey show sufficient respondents´ knowledge of their rights to emergency medical care while staying in the EU countries, the use of the European health insurance card and the obligation to pay the medical care copayment. However, they are hardly aware of claiming their rights to planned medical care. The findings of the Bachelor thesis may serve as an adequate source of information for secondary school and university students, the staff of health care facilities and health insurance companies and general public as well.
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Solutions to damages of floods within the frame of insurance products in the Czech insurance market
Pospíšilová, Eliška ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The bachelor thesis deals with the analysis of floods which hit the Czech Republic during a few last years, and then it describes the commercial insurance which covers the consequences of damages from natural catastrophes. At first, there is the general development of natural disasters all over the world. Next parts include theoretical aspects of floods and functions of flood control. Then, there are mentioned main causes and consequences of floods which hit the Czech Republic from 1997 to 2010. Finally, commercial insurance is mentioned as the most important instrument which help people cover the damages caused by natural catastrophes, mainly floods.
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financial analysis of insurance
CINKOVÁ, Zdeňka
The aim of this work was to completed the financial analasys a converted into a profesion, among the chosen insurance services. In my study there were rated the three biggest insurance companies in the Czech republic {--} Česká pojišťovna, Kooperativa and Allianz. The evaulation of these insurance companies was set on a rating of specific indicators of financial health. The valuable data was drawn from the Annual report of each insurance company. The main source of data was mostly the financial balance sheet and the income statement of each company. There was confirmed that the leader is Česká pojišťovna in the final rating. The second biggest insurance company Kooperativa has shown many worse indicators in financial balance than the third company Allianz. But finaly I must say, that all rated companies have very good financial management as well as very stable status on the market.
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