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Means of Transport in Enterprise - Accounting and Tax Aspects
Zámková, Jana ; Vacková, Silvie (referee) ; Polák, Michal (advisor)
This bachelor's thesis deals with difficulties of financing of company fleet which is specialized on rendition of services in commercial security, fire signalization and remote information transfers from these and other systems on boards of centralized security. It contains analyse of fleet financing, comparation of appropriate instruments for personal vehicles financing and proposals for optimal ways of fleet financing.
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Nároky plynúce z havarijného poistenia
Repková, Jana
This bachelor thesis is focused on claims arising from accident insurance. The aim of this bachelor thesis is to find out what are the advantages and disadvantages when you open accident insurance for clients. The introductory part mentions the beginnings of insurance in Slovakia. The main part of the work focuses on commercial insurance companies with an emphasis on accident insurance. The work is supplemented by offers of motor insurance and accident insurance and model insurance events that are related to individual offers of selected cars.
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Development of property insurance for citizens in the Czech Republic
Kopecká, Kamila ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The master thesis analyzes the property insurance for citizens in the Czech Republic with main focus on buildings insurance, household insurance, and accident insurance for non-rail vehicles. The goal of this thesis is to analyze the development of insurance market indicators of the products stated above and to predict their future behavior. To help with the understanding of the practical part, basic terminology and trends in the general insurance market are included in this work. The main indexes to be analyzed are: premium written, claims paid, loss ratio, number of contracts made, average written premium per contract, number of claims settled, average written premium per insured event, and the number of commercial insurance companies. The main data sources for time series analysis for the period between the years 1997 and 2015 are the annual reports of the Czech Insurance Association. The time series analysis showed that building insurance and household insurance are strongly affected by natural disasters - in the Czech Republic the main impact have floods. Since the main purpose of the accident insurance is to cover accidents, it is only partially impacted by natural disasters. The popularity of property insurance has an increasing tendency, which is shown by the insurance market indicators. Box-Jenkins methodology was used to forecast the future development of the insurance market. Similarly to other insurance products, the property insurance undergoes certain changes, to which the insurance companies must respond. These trends are mainly connected to the higher usage of modern technologies - for instance Internet of Things, introduction of Smart Homes or the ,,Pay How-You-Drive'' insurance.
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Accident insurance on the Czech insurance market
Krejčík, Miroslav ; Ducháčková, Eva (advisor) ; Fleischmann, Luboš (referee)
The theme of this thesis is Accident insurance on the Czech insurance market. This thesis is divided into five parts. The first part is dedicated to the characteristics of accident insurance and definitions. First part of the thesis also includes statistical data on injuries. The second part concerns market research and the possibility to sign accident insurance on-line. The third part focuses on specific offers of accident insurance for two selected insurance companies. The fourth part compares model of accident insurance according to the on-line and official calculators of insurance companies. In the fifth part, statistical data show the situation on the Czech insurance market and its progress in recent years. The purpose of this bachelor thesis is to analyze the Czech insurance market in the field of accident insurance and to compare the offer of accident insurance between selected insurance companies.
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ensurence in sport
Baláčková, Anna ; Štědroň, Bohumír (advisor) ; Holánek, Michal (referee)
Name: System view on insurance athletes Goals: The aim is to submit a report on sports insurance in the Czech Republic, with a focus on amateur and registered athletes, and evaluate the results and propose recommendations. Partial aim is to analyze insurance products from commercial insurers and findings awareness of opportunities for sports insurance among the public. Methods: Secondary research was conducted - collecting data from websites of insurers and insurance brokers and analysis.Primary research was conducted - written and online interviews. Results: Analysis of insurance offers were compared to a one model example. It turned out some differencies in both- in quality and price The questionnaire research has shown, that not all athletes are insured, while the majority of injuries come from sports. Based on the research, some recommendations for athletes and insurers were created. Key words: Sport, athlete, life insurance, accident insurance, insurance market, risk, sports injuries, prevention of injuries
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Means of Transport in Enterprise - Accounting and Tax Aspects
Zámková, Jana ; Vacková, Silvie (referee) ; Polák, Michal (advisor)
This bachelor's thesis deals with difficulties of financing of company fleet which is specialized on rendition of services in commercial security, fire signalization and remote information transfers from these and other systems on boards of centralized security. It contains analyse of fleet financing, comparation of appropriate instruments for personal vehicles financing and proposals for optimal ways of fleet financing.
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Car insurance on the Czech insurance market
Kubeš, Jan ; Oborilová, Mária (advisor) ; Vohralík, Michal (referee)
The First part of this bachelor thesis is theoretically focused on car insurance, especially AmE property damage liability and accident insurance. The character of these two insurance is further developed in parts of the legislation, insurance contract, insurance terms and conditions and the factors affecting the price of insurance. In the chapter about accident insurance is an emphasis on exclusions from insurance payout, additional GAP insurance and benefits from connecting both insurance under one insurance company. Additional information is summarized in chapter about additional insurance, assistance services and about the system called bonus/malus. The obtained theoretical knowledge is used to compare the insurance products of three selected insurance company. This comparison can be considered as an investigator in a decision making process.
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Analysis of the current situation in the field of travel insurance of tourism participants
Plisková, Michaela ; Petrů, Zdenka (advisor) ; Voříšková, Barbora (referee)
This work is focused on the current situation in the travel insurance market and how this corresponds to the current needs demand. The first part is about the insurance industry and product detail then travel insurance. The second part examines supply, thus the offer of travel insurance from various distributors and compares them with each other. A further section deals with the requirements of the passengers thus the demand. The result of the work describes the intersection of supply and demand. In conclusion, test hypotheses and summarizes the main findings.
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Car Insurance
Růžička, Jan ; Gruber, Petr (advisor) ; Hanzlík, Karel (referee)
The aim of this thesis is to describe the car insurance in the Czech republic. The car insurance consists of two major areas, the liability insurance of vehicle and the accident insurance. This thesis enables the reader to understand the pricipal aspects of car insurance and their interactions. In the first part is explained the liability insurance of vehicle which is required for all motor vehicles. The second part is focused on the voluntary accident insurance and additional accident insurance products. In the last part of the thesis are compared offers from individual insurance companies based on inquiries from two model applicants with the selection of the optimal product for each applicant based on their different conditions and life situation.
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Analysis of life insurance policies
POSPÍŠILOVÁ, Jana
Everyone's life is threatened by many risks that we try to eliminate them or to reduce their consequences. These risks are unexpected so we do not know when they strikes and change our lives. Some risks either directly affect our own lives or the lives of our beloved, or the standard of living of our loved ones. In my thesis, I will focus on the risks associated with injury or civilisation disease that often bring, apart from health complications, also financial problems due to the decline of employment income. To minimize the impacts of the income decline, most people pay for various financial products. Most often, they effect some type of life insurance. In my work, I will introduce basic principles of insurance, types of insurance focusing above all on life insurance. Using questionnaires, I will try to identify how many people have or have not effected any type of life insurance, what type of life insurance people usually effect, whether the risks which could threaten them would be covered by particular insurance according to their needs. I will also set several hypotheses and I will test them statistically to obtain relevant and valid answers.
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