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Investment literacy czech and slovak students
Kuchár, Róbert ; Sieber, Martina (advisor) ; Luzanová, Marianna (referee)
The aim of the thesis is to analyze financial literacy among students attending universities. I chose a form of questionnaire with open and closed questions and a test about financial (investment) literacy, which contained 10 questions. Afterwards I analyzed the questions a compared them in three different ways. The conclusion contains evaluation and comparison of financial literacy of male and female students studying different Czech and Slovak universities.
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Personal finances
Herchl, Peter ; Moravec, Lukáš (advisor)
The aim of this thesis is to clarify the main factors influencing the allocation of personal finances, the main principles of financial planning, financial literacy and other basic tools and relations influencing personal finances. The applied part stems from the intention to create an alternative financial plan and portfolio on an actual person.
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Financial literacy
Vébrová, Lucie ; Půlpánová, Stanislava (advisor)
Bachelor work describes pivotal documents approved by government, that are instrumental like platform to raising level of financial literacy and it is in the Czech republic. The work analyses current financial knowledge between Czech people based on two approaches -- on objective test and on subjective evaluation. The work also deals with analysis of financial literacy of students on basic schools and it evaluates available literature from area of financial education.
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Perception of upcoming pension reform
Kučera, Ondřej ; Zámečník, Petr (advisor) ; Smrčka, Luboš (referee)
The study aims to comprehensively examine the attitude of the population of Czech republic to planned reform of pension system. Study also examine its knowledge on the existing pension systém, pension reform and on possibilities of investments for their future rents. Those informations were obtained by a method of standardized questionare. The study analyzes those data and identifies possible cause sof measured phenomenona
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Estimation of household total risk
Frömel, Jaroslav ; Koblovský, Petr (advisor) ; Svoboda, Miroslav (referee)
The thesis focuses on estimation of household total risk exposure and factors affecting this estimation. The risk is represented with a financial loss of 20k CZK in the next month and with a financial loss of 50k CZK in the next 12 months. Nearly a half of participants in the survey (n=55) estimates the likelihood of this financial shock as being low, however the number of participants with high estimate increases for the next 12 months. The estimate of total risk exposure increases with age, for self-employed and single parents, next with income and assets, however overall wealth decreases the estimate. Significant factors are education, financial behaviour and cognitive abilities which all have a decreasing effect on the estimate. Availability is considered as significant having a positive effect while biased evaluation of risks has a negative effect. Time preferences can play an important role in the estimation of a long-term risk.
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Social dimension trap financial of persons with reduction of law act in town Písek
HLAVÍNOVÁ, Věra
This thesis is oriented at social dimension debt trap of persons with reduction of law act in town Písek. My thesis contains theoretical and practical process of problems. The theoretical part describes debt itself, defines kinds of debt oriented for the mention persons. Practical part of this thesis is dedicated to the research from the town Písek. The goal is to find out, how big the impact of debt and debt trap on the persons with reduction of law act.
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The Financial Literacy for Secondary Education
RŮŽIČKOVÁ, Barbora
The thesis deals with financial literacy in secondary education and its possible improvement. Author describes the administrative way from planning to commissioning of requirements for students to practice. It is also mentioned the importance of financial education for society and individuals. The thesis mentions the basic documents on the issue and the role of relevant ministries and the banking sector. There is also solved support for teachers who teach financial literacy in secondary schools. The practical part of the thesis observed research of financial literacy at the secondary school, its organization and results. The findings are compared with the findings of quantitative research conducted for the Ministry of Finance in 2007. The aim is to determine whether students who learnt basic elements of financial literacy, have higher skills and are able to focus better on financial market than respondents in 2007. The conclusion of the thesis contains instructions and advices to do the learning process more effective.
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Financial mathematic at secondary school
ISER, Aleš
The aim of this work is to define financial literacy as one of the main themes of the contemporary world in relation to basic education and development of core competencies. Work summarizes the theoretical knowledge of literature, which converge the issue of financial mathematics and education of students in the selected areas. Simultaneously explore different options for care of pupils in mathematics at elementary school, describes the procedures and methods of work and does not avoid the specifics of working with gifted students or students with learning disabilities, particularly dyscalculia. Other chapters are devoted to practical knowledge. As part of the thesis project and a collection of worksheets, which could facilitate the work of teachers of mathematics, where teachers and other approbation (such as civic education), in which subjects there is a financial mathematics.
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Public's insolvency as a social problem
Pajdová, Zuzana ; Sedláková, Jaroslava (advisor) ; Krbová, Jana (referee)
This bachelor's thesis will be concerned with the problem of people's debts in excess, who have low incomes. It will also search for reasons, why do the people lend more than they can pay for, and what are effects of these factors on their life. In theory it will sketch out general issue of consumer lending and possibilities of public's education towards the financial literacy. The intention of this thesis is a concept of possibilities solving public's insolvency and prevention of this event.
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