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Financial assets of commercial insurance companies in the Czech Republic
Jelínková, Eliška ; Bokšová, Jiřina (advisor) ; Randáková, Monika (referee)
The graduation thesis deals with financial assets in commercial insurance companies in the Czech Republic. The theisis defines financial assets in commercial insurance companies in the Czech Republic, describes financial assets as a part of financial invesments and defines specific reporting, initial valuation and appreciation of the balance sheet day. Czech legal regulations are compared with International Financial Reporting Standards regulations. The graduation thesis decsribes and critically assesses the valuation of financial assets on the balance sheet day in the commercial insurance companies in the Czech Republic.
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Insurance in phase of structural changes requesting new internal organisation of insurance companies (new management forms)
Štěpánek, Lukáš ; Daňhel, Jaroslav (advisor) ; Majtánová, Anna (referee) ; Janata, Jiří (referee)
European insurance currently stands in front of phase of structural changes. Transforming of currently conservative and strongly regulated insurance area will be different from transformations done in other industries. For insurance of 21st century will be typical change of currently calmful insurance market into strongly competitive enviroment requesting significant changes in organizational structure of insurance companies. Effort of whole disertation is to support top management of insurance companies in creation of complicated models of organization structures of insurance companies. The work creates simple theoretical structure explaining changes in organizational structures of insurance companies. Special focus is being put on outsourcing of value chain in claims handling of motor vehicle insurance. Motivation of insurance management to implement described changes is mainly price fight, which strongly emphasizes need of efficiency. Optimizing of insurance company value chain might support increase in profitability of insurance technical result, compared to competition.
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The financial analysis of AXA životní pojišťovna a.s.
Paško, Michal ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The thesis deals with the financial analysis of AXA životní pojišťovna a.s. during the period from 2005 to 2010. The first chapter is devoted to the theoretical description of the financial analysis of the insurance company, the specificities and the differences from a common company. It is followed by the strategic analysis, which examines major macroeconomic and microeconomic factors affecting an insurance company. Another part of the thesis presents the company, and finally, last chapter explains the financial analysis of the company in order to assess its financial health.
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The assistance services in the insurance market
Pospíšilová, Martina ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This bachelor thesis deals with assistance services in the Czech insurance market. It contains both general views of assistance services as well as characteristic and also particular examples of assistance offered by the selected sample of Czech insurance companies. The purpose of the thesis is to analyze the various types, forms and approaches to assistance. Finally, it endeavours to evaluate trends and the importance of individual assistance offered by Czech insurance companies. It also includes comparison of basic forms and range of assistance services and expected trends. This thesis serves as an interpretation of the theme and as a guide for readers to choose from the offer of assistance services.
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Insurance Products within Bankassurance
Somolíková, Nikola ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The thesis "Insurance Products within Bankassurance" deals in details with the application of bankassurance principles on current Czech market. The advantages and disadvantages of this form of cooperation are stated, from all a bank's, an insurer's and a customer's point of view. The term bankassurance is defined and the main points are made to analyse current state of Czech insurers. The products of Pojišťovna České spořitelny sold by one of the largest bank on the market, a bank called Česká spořitelna, a.s., are analysed in more detail.
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Comparison on-line insurance offers of insurance companies in the Czech Republic
Mottl, Lukáš ; Sigmund, Tomáš (advisor) ; Toman, Prokop (referee)
Abstract The topic of this thesis is the analysis of internet insurance offers in the Czech Republic. The aim of the thesis is to analyze the overview of insurance products which you are able to take out via the Internet. It also deals with individual types of insurance, selected insurance companies and services they offer. The first part of my thesis focuses on the theoretical area of the given issue and the definition of insurance, the types of insurance and the basic terms are explained here. The second part is based on a comparison of the insurance products, taken out via the Internet, and it aims at their comparison. In conclusion the possibilities of misuse of the insurance products offer and the way of paying for the products are mentioned. Key words: risk, insurance, insurance company, insured event, online insurance
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A Set of Problems connected with Insurance Fraud in the Czech Republic
Pražanová, Markéta ; Hejda, Jan (advisor) ; Karel, Ondřej (referee)
The insurance fraud is frequent type of criminality at the present time. The perpetrators of this crime cause heavy economic damages to insurance companies. Objective of the thesis called "The insurance fraud in the Czech Republic" is to evaluate the current state of the problem of insurance fraud in the Czech Republic from the perspective of insurance companies, law enforcement authorities and new legislation. As well to describe the way of detection and investigation, characterize the offender, analyze the most frequent cases, typical methods of committing insurance fraud and to evaluate the statistics and trends from previous years. In the thesis are explained the principles of detecting insurance fraud in insurance companies and the preventive measures. Part of the thesis is to identify weaknesses in the fight against the insurance fraud.
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Analysis of market insurance products through multi-criteria decision making methods
Novotná, Anna ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
The aim of my thesis is using a questionnaire to find out level of insurance, habits and preferences of respondents in selected areas of insurance. These results will also be used as input data for the analysis of the insurance products of selected insurance companies. Offers of insurance company will be assessed by several criteria. The formed options will be evaluate by multi-criteria methods for evaluation of alternatives. Insurance offer will be assessed on the basis of model examples using the above mentioned methods. There will be analyzed the products of the compulsory insurance, travel insurance and property insurance. The output of my thesis will be identification of the best deals in each type of insurance and also in general. In addition, there will be created a sequence of other insurance companies with their percentage ranking. It will also be evaluated the insurance company, which respondents considered as the best and also those for which they usually have their insurance contracts. Analyzed insurance companies will be selected on the basis of survey results.
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Business Intelligence for Insurance
Havránek, Denis ; Pour, Jan (advisor) ; Oganesjan, Narek (referee)
The thesis focuses on the application of Business Intelligence technologies in the insurance area, aiming concretely at their use in insurance companies. The aim is to introduce and summarize the various processes and information needs that are part of an insurance company and the ways that business intelligence tools can support and improve those processes. To achieve this goal I describe and present the internal functioning of the main processes in insurance companies emphasizing on data examples and the concrete use of BI. Furthermore, I point out two specific examples of Business Intelligence products, which are built and are aimed for the insurance industry. Specifically, I review InsFocus Business Intelligence product from InsFocus Insurance and SAS Business Intelligence from SAS. These two products are reviewed in terms of architecture, functionality and implementation process. At the end of the thesis, I've created a theoretical analysis for a Business Intelligence implementation in a fictitious insurance company. The benefit of this work is to present a comprehensive look at the advantages of Business Intelligence for insurance companies, at some specific products which relate to BI and insurance, and a look at the way that an analysis for a BI insurance solution is made.
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Problem of money laundering in the Life Insurance
Růtová, Magdalena ; Daňhel, Jaroslav (advisor)
This thesis addresses the problem of money laundering in life insurance in general and in specific environmental legislation of the Czech Republic. In the beginning is explained by the very concept of money laundering and its characteristics. This part belongs to the description and explanation of the different stages of money laundering. The thesis deals with indicators and risk factors in the actual insurance. Czech Republic followed by legislation relating to the problem and related duties insurance compenies. The conclusion is then given to the development of reporting suspicious transactions in the Czech Republic and predicting future developments in the field.
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