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Mortgages in Czech republic
Shchukina, Marina ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
This diploma thesis discusses about possibilities of housing financing and is especially focusing on mortgage market in Czech Republic. First part of this thesis has theoretical character and describes different types of housing: property housing, cooperative housing and rental housing and their specific features. This part also contains general characteristics of the basic ways of housing financing: building saving and mortgages. Besides, building savings is here compared with mortgages and there are described advantages and disadvantages of those both possibilities of housing financing. In this part there are also put examples of "future mortgages", which are not offered by Czech banks yet. The second part of the diploma thesis is focusing its attention on actual world crisis. Defines reasons of its origin, describes its impact on European and Czech economy. Also, discusses about impact the actual crisis has on estate market and market with loans and mortgages in Czech Republic. The third part of the thesis is concerned on standard procedure while disposing the mortgage and contains short example of buying an apartment by fictive person.
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New Housing Production after 1989
Prokopec, Jan ; Patočka, Jiří (advisor) ; Kadeřábková, Jaroslava (referee)
The aim of this Diploma thesis is a survey and analysis of housing productin in broader context of transformation period after 1989. The basis of this paper are the expert opinions published in a domestic and a foreign literature. Fundamental method of my research is secundary data analysis published mainly by the ČSÚ and the Eurostat. Although the dominant theme of this paper is housing production, sufficient space is dedicated to the factors, that are influencing it, like historical development, regional, housing, social and economic policies, economic process, society structure, other economical faktors and many more. Extra focus is dedicated to the present problems of housing, particularly to the condition of concrete blocks of flats, on the first sight the most intensive legacy of the past.
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Bytová politika
Beneš, Václav ; Stočková, Olga (advisor) ; Sunega, Petr (referee)
Práce se zabývá problematikou bytové politiky. Vymezuje základní termíny z oblasti bydlení. Analyzuje nástroje bytové politiky v České republice. Práce se dále zabývá bytovou koncepcí ČR, včetně analýzy současné situace na trhu s bydlením. Analyzuje bytovou politiku zemí EU a koncept příspěvku na nájemné, včetně srovnání s praxí v ČR.
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