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Finanční gramotnost jako nástroj pro snižování zadluženosti domácností
Čiklová, Veronika
This bachelor thesis deals with the indebtedness of Czech households and the level of financial literacy of the Czech population. The theoretical part describes the de-velopment, structure, negative impacts of the indebtedness and, in particular, the main economic factors affecting loans to households. Further work identified rela-tionship between indebtedness and financial literacy and described steps taken to increase financial literacy through financial education. The core of the work is the analysis of the impact of selected factors on household indebtedness. Based on re-sults is predicted future development of the indebtedness of Czech households and also are designed recommendations to increase the financial literacy of Czech households.
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Emissions allowances trading system and carbon tax in the Visegrád Group Countries
Náplavová, Anna
This bachelor thesis focuses on the current European Trading System with emission allowances, which does not work. Its non-functionality is shown on historical back-ground and mainly on economic sectors of Visegrád Group Countries; Power engineering, Transport, Manufacturing industry and Households. Not only that the emissions in these sectors do not fall, neither the price of emission allowance is not on expected average. Moreover, its situation in the following month will not be different. The only solution is to introduce the Carbon tax.
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Fire safety in households and possibilities of its enhancement
LEVÁ, Michaela
I have chosen the topic for my bachelor thesis called "Fire safety in households and possibilities of its enhancement", for several reasons. Fires in households are mentioned in the news very often and statistics indicate that the greatest number of deaths are caused by just these fires. The most frequent causes of these fires are technical faults, negligence of adult people and intentional ignition. Fires caused by a technical fault or negligence are mostly caused by ignorance of the principles of fire protection. It is desirable to solve this problem and contribute by processing this bachelor thesis and subsequent promotion to get the necessary information and knowledge to the general public about this issue. Consequently the goal of this work is to propose principles to enhance fire safety in the households. The theoretical part describes the current status of fires in households using tables and graphs of statistical information, especially about the number of fires, deaths of persons and property damages during fires in households in the years 2010-2014. These figures show the seriousness of this issue. Furthermore, this section deals with the causes of fires, which are divided into categories of intentional ignition, ignition of negligence, technical faults and fires caused by natural influences. There is also an explanation of some basic concepts of fire safety. In the next section of this part, there is a description of extinguishers, autonomous detection alarms and signalization alarms and escape routes. In remainder of the theoretical part are listed some of the responsibilities of individuals, based on Act no. 133/1985 Coll., about fire protection, as subsequently amended, and selected fire risk. The theoretical part of this work is designed as a literature review to give reader an opportunity to get some information about current status of household fires, basic concepts of fire protection, fire safety devices and fire protection instruments, obligations of individuals in the area of fire protection and some knowledge of fire risk. The following part of this thesis is a survey described in methods where the approach of data collection is defined. The method of investigation and data collection was realized through structured questionaires for public. These examined the level of fire protection in households in particular districts. Questions concerned basics on fire security and were indeed perquisite for the research. The respondents were chosen based on a stratified selection where 5 villages in South Bohemian region were chosen: Dívčice, Protivín, Tálín, Štěkeň, Radomyšl. Overall 90 filled questionaires were collected by personal questioning with a strait contact of the interviewer and respondent in those villages. The results are shown in graphs where the percentage of correct and false answers in each question is provided. After this research with collected results a low level of fire security in households can be declared. Therefore some precautions were designed so called Principles Suggestion which should raise this level. It came out of those questions with the lowest number of correct answers. The survey shows that better treatment and following of the essential principles while using flammable liquids, gas and electronic devices and fire extinguishers are the fundamental concerns of increasing of fire security. Those are listed downward according to their frequency in questioners and were introduced in a manner for easy understanding so that fire security concerns knowledge can actually increase in households. The outcome of this research should help with increasing of fire security awareness in households and will therefore be provided to HZS ČR, SH ČMS and municipalities.
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Environmental tax reform in the Czech Republic and its implications for households and industry
FILIPOVÁ, Hana
This thesis deals with the ecological tax reform in the Czech republic, the plan of the environmental tax reform revenues is monitored , in comparison with the actual returns. Whether they have reached the projected amount or not. Furthermore, the revenue neutrality is tracked, its comparison of the plan with the facts. Fulfilling the targets of the second stage of the EDR (tax co emissions) and the impact of the reform on households and businesses, in terms of their expenditure for the consumption of electricity and the change in consumption of electric energy for households and businesses itself, whether it has downward or upward trend. Last but not least, the thesis also includes the economic impacts of the environmental tax reform and particularly the implications for households and industry.
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Dopady inflace na domácnosti s rozdílnými příjmy
Hos, Martin
This thesis deals with impact of inflation on households with different income, mainly it focuses on inflation and shortcomings of calculating inflation using CPI. Next it aims to construct more precise indicator of rate of inflation for individual groups of households sorted by income and structure of expenditure.
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