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Innovation of Selected Insurance Products and their Alternatives
Kolouchová, Jana ; Kupčík,, Petr (referee) ; Ptáček, Roman (advisor)
The diploma thesis deals with innovations selected insurance products and their alternatives. The theoretical part describes the insurance market and development of insurance in the Czech Republic, defines important terms as a coincidence, insured event, insurance products, risk and legal norms in the insurance. In the practical part is an analysis of the selected insurance company and its competitors. On the basis of obtained information are selected insurance products compared. In the proposal part are recommended changes for existing insurance products of the selected insurance company in terms of their content and coverage of risk in the unexpected event. The partial aim is the proposal an alternative insurance product for selected insurance company, which could arise in the future in its range of insurance products.
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Utilization of chosen construction elements in the scope of insurance products
Voříšková, Simona ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This bachelor thesis deals with construction elements, their definition, existence in insurance products and their influence on possibility risks´ insurability, indemnity and premium amount. In the introduction of this thesis, the fundamentals of insurance are explained. Second and third chapter deal with defining the terms, that are the core of the issues raised in this thesis. In the subchapters of the second chapter, the term of insurance product will be described, including possibilities of its structuring by the subject of insurance and the last subchapter introduces us law given terms needed for insurance arranging in order to benefit from insurance coverage. Fourth and fifth chapter deal with occurence and influence of construction elements in insurance products of Generali Pojišťovna a.s. The fourth chapter describes and analyzes occurence of insurance elements in selected insurance products, that will be the subject of comparison and research of their importance in the following chapter. In the conclusion, information about construction elements are summarized and recommendations are given for their utilization (selection and choice) when arranging insurance.
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