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Intermediaries of insurance products
Galuška, Jiří ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
My master thesis "Intermediaries of insurance products" deals with the activities of insurance intermediaries, legislation regulating their work, comparison of the Czech legislation with other countries and the organizations associating insurance intermediaries. The practical part is particularly focused on the analysis of commission system in companies AWD Česká republika s.r.o. and Česká pojišťovna a.s.
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Specifities consumer protection in insurance
Marková, Lenka ; Ducháčková, Eva (advisor) ; Řehák, Martin (referee)
This work deal with a consumer protection in insurance in conditions of the Czech Republic. It specifies an insurance service and reasons leading to necessity of clients of insurance companies protection. The central theme of the work is delimitation of instruments serving to consumer protection in insurance. It treats of legislative acts, Czech National Bank as a supervisory authority in insurance, consumer associations, codes of ethics, financial education of consumers and institute of insurance arbiter or ombudsman, which is not still established in the Czech Republic. A proposal of European Commision to Insurance Guarantee Schemes is mentioned too. The work deal with an insurance terms as well, its transparency for clients of insurance companies and necessity to read it before signing a contract of insurance. In conclusion of the work the most important deficiencies of the particular instruments and the recommendations for improvement of situation are presented.
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Consumer protoection - insurance
Toman, Vojtěch ; Drozen, František (advisor) ; Filipová, Vladimíra (referee)
This work deals with the topic of consumer protection in life insurance. It consists of short preview of the history of both fields. It is aimed on the contemporary situation, involves legislative background and the role of the Czech National Bank, the main controler of the financial market. The work emphasis the importance of ethical code and in the end it compares with the real situation on the market.
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