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Analysis of selected building societies and their products and terms of building savings loan
Chomátová, Jana ; Kielar, Petr (advisor) ; Matejašák, Milan (referee)
The aim of the thesis, whose title is "Analysis of selected building societies and their products and terms of building savings loan", is to enable the general public in particular (clients or potential clients) to obtain comprehensive information about building savings, its functioning and important features, and subsequently to gain knowledge of products offered by the selected building societies operating on the Czech market. Special attention of the application part of the thesis is paid to the conditions fulfilling of which is demanded by the building companies before a loan agreement is signed. Thus the text of the thesis should give its readers knowledge of which obligations the particular building companies demand to be fulfilled before signing a loan agreement, and how these conditions differ in various building companies.
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Dopad vladnych reforiem na stavebne sporenie
Szarková, Lucia ; Zetek, Pavel (advisor) ; Kielar, Petr (referee)
The bachelor thesis aims to evaluate and compare the main regulatory factors that have influenced the development of building society in the Czech Republic. It mainly concerns the changes in the amount of the state support for savings and tax revenues, which have significantly influenced the behavior of depositors. Conclusions found regarding the rate of profit were eventually compared to the alternative saving products offered in the CR as well as the building savings in Slovakia. I have come to the conclusion that budiling savings in the CR are still a convenient saving product. Even after the implementation of reforms, in comparison to other saving products, it brings to clients willing to save for a longer period of time, profitable appreciation of financial means.
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The building savings as a saving product
Strašková, Michaela ; Kielar, Petr (advisor) ; Keharová, Klára (referee)
The bachelor thesis is focused on building savings as a savings product. The work summarises the characteristic of the product and it also examines the rate of return on investment for sparing clients. It explores not only the best choice of a building and loan association but also the optimalization of profitability from building savings that clients can gain because of the right parameter setting and appropriate money saving. The targets of the bachelor thesis are creating a quality instrument for accounting the internal rate of return for all building and loan associations, comparing the internal rate of return using this instrument and finding out the parameters which influence the internal rate of return.
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Comparison of the Requirements for Getting a Loan from Building Society
Procházka, Martin ; Kielar, Petr (advisor) ; Noha, Michal (referee)
In my Bachelor's thesis called Comparison of the Requirements for Getting a Loan from Building Society I primarily focus on the issue, whether there is a significant difference between the requirements which a client has to fulfill in order to get a loan. In order to answer this question, I compare the level of difficulty in meeting the requirements of the tariffs which are currently being offered by the Czech building societies on the market. I also compare the tariffs with respect to their SKLV. In the first part I focus on the general introduction of building society and try to emphasize its specifics. After that I look closely at the requirements for a loan and define the terms I will be using in the rest of the paper. I further introduce the tariffs and types of clients I use for the comparison. In the next part I do the comparison of tariffs with respect to the requirements and also the value of SKLV. I came to the conclusion that the individual tariffs differ considerably from one another, especially because they are designed for different optimal regular deposits and meeting the requirements will take various amount of time. Therefore, clients should clarify their preferences and capabilities and choose the tariff that suits them best accordingly.
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Electrochemistry of Potential Eu MRI Complexes
Gál, Miroslav ; Sokolová, Romana ; Kielar, P.
Properties of the several potential contrast agents for magnetic resonance imaging (MRI) with Eu(III)/Eu(II) redox couple were investigated by means of the electrochemical methods. Cyclic voltammetry, phase sensitive AC voltammetry, and DC polarography were utilized to elucidate the mechanism of the reduction/oxidation of Eu ion in the presence of these compounds. Moreover, the stability constants of the Eu(II)-MRI agent complexes were also determined. Some suggestions on the chemical structure of the potential contrast agents for MRI are also made.
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