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Financial Planning in the Context of clients' Creditworthiness
KRAMLOVÁ, Anna
The aim of this thesis is to assess the impact of the clients' creditworthiness and their financial plan in terms of selected credit products. The thesis is divided into two main parts, theoretical and practical. The theoretical of my thesis part is devoted to defining and describing basic banking concepts, i.e. more precisely to banking products, supervision and regulation of the CNB (Czech national Bank) in regards to the credit process and the related creditworthiness of the client. The practical part of my thesis focuses on the analysis of consumer and mortgage loan offers using four potential clients as examples. The potential clients are then distinguished by their monthly income and divided into four groups based on their creditworthiness. These four loan applications are analyzed with particular attention being paid to the impact of the conditions provided on credit products from banking institutions on the potential clients´ earnings. The approval of a loan depends on the rate of the interest. Based on the examples of loans offered by two different banking institutions, the conclusion of my thesis provides a concise evaluation of the approach of the banks to potential clients based on their creditworthiness.
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Right-wing extremism in Brandenburg 1990-2010
Kramlová, Anna ; Dimitrov, Michal (advisor) ; Novotný, Lukáš (referee)
The bachelor thesis and one case study "Right wing extremism in Brandenburg 1990 − 2010" discusses the different forms of right wing extremism in the federal state Brandenburg in the timeframe of twenty years after the German reunification. The aim of this thesis is the analysis of the development of this phenomenon in Brandenburg in all its forms, reaching from right-wing extremist mindsets over political parties, to groupings and the commission of crimes. But also the persecution of right-wing extremism through the measures taken by the government of Brandenburg and the civil society by the Brandenburg political officials as well as the civil society is handled in the thesis. The author is dealing with the reasons for the spreading of right-wing extremism, points out the interconnection between its constituent forms and verifies the officially declared "stagnating to declining" tendency of right-wing extremist display in Brandenburg. Several conclusions are drawn. The scene is much interconnected despite its heterogeneity, especially with the National Democratic Party NPD. The most immediate danger is posed by right-wing extremist motivated violence, justified by the ideology of the culprits and ranging from threats to murder. The claim about "stagnating to declining" tendency of right-wing...
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Right-wing extremism in Brandenburg 1990-2010
Kramlová, Anna ; Dimitrov, Michal (advisor) ; Novotný, Lukáš (referee)
The bachelor thesis and one case study "Right wing extremism in Brandenburg 1990 − 2010" discusses the different forms of right wing extremism in the federal state Brandenburg in the timeframe of twenty years after the German reunification. The aim of this thesis is the analysis of the development of this phenomenon in Brandenburg in all its forms, reaching from right-wing extremist mindsets over political parties, to groupings and the commission of crimes. But also the persecution of right-wing extremism through the measures taken by the government of Brandenburg and the civil society by the Brandenburg political officials as well as the civil society is handled in the thesis. The author is dealing with the reasons for the spreading of right-wing extremism, points out the interconnection between its constituent forms and verifies the officially declared "stagnating to declining" tendency of right-wing extremist display in Brandenburg. Several conclusions are drawn. The scene is much interconnected despite its heterogeneity, especially with the National Democratic Party NPD. The most immediate danger is posed by right-wing extremist motivated violence, justified by the ideology of the culprits and ranging from threats to murder. The claim about "stagnating to declining" tendency of right-wing...
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