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Pension System in the Czech Republic and its Future Prospects
Řežábková, Pavla ; Kaczor, Pavel (advisor) ; Humhalová, Miroslava (referee)
The bachelor thesis deals with the pension system of the Czech Republic, its forthcoming reform and examines the adaptability of people to the planned changes. The theoretical part of my thesis gives an overview of the issue: the impact of demographic factors on the existing pension system, types of financing the pension system with focusing on continuously financing and funds, types of pension systems in different countries, explaining the reasons and objectives of pension reform and finally summarizes the current reform proposal, along with commentary on the disputed points and positives. The practical part is based on data obtained from a questionnaire survey and examines the relationship of specific factors (age, education, income, etc.) and willingness of people to save money for their contributions beyond the required additional funds for retirement. This thesis is also evaluating the influence of all these factors on deciding on the proposed transition to a funded pillar. At the end of the thesis there is a conclusion where is an assessment of potential success of the proposed reform.
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