|
|
The consolidation trend in banking
Pavlova, Olga ; Janda, Karel (advisor) ; Witzany, Jiří (referee)
This work investigates quickly developing consolidation trend in banking. The first part of the work is devoted to the theoretical basis, definitions, reasons for mergers and acquisitions, positive and negative consequences of consolidation. Special attention is paid to banking mergers and acquisitions (M&A), to their financing and regulation. The second chapter examines banking M&A process in detail, including models, which could be used during particular stages. The third chapter discusses development of the consolidation trend in Europe focused on Kazakhstan, Russia and Ukraine. The influence of the banking M&A on those countries' banking systems development is examined. Legal requirements and problems, which could occur in connection with banking M&A in these countries, are also discussed in this chapter. In the work were used some real banking M&A examples, illustrative examples for better understanding models, used in the M&A process, and case study as an illustration of the M&A process in the CIS countries.
|
|
|
Banking risks and their interactions on the example of Czech banking
Zemková, Kateřina ; Janda, Karel (advisor)
This bachelor thesis deals with banking risks. It briefly describes the development of the concept of capital adequacy up to the current version of Basel II, which is supplemented by operational risk and which also clarified the method of credit risk management. Selected types of risks and the fundamentals of risk measurement and management are described. It is a credit, liquidity, market, and operational risk and relations between them. Conclusion of thesis is devoted to operational risk measurement and loss distribution approach (LDA).
|
|
|
Zajištění bankovních pohledávek
Kmínek, Václav ; Janda, Karel (advisor)
Předkládaná práce má za cíl přiblížení pojmu zajištění bankovních pohledávek, vysvětlení jeho podstaty, významu a jeho použití v bankovní praxi. Cílem práce je vysvětlení problematiky, uvedení a stručné vysvětlení druhů používaných zajišťovacích instrumentů v bankovní praxi, stručné dokumentování procesu vzniku, existence, zániku, případně realizace zástavního práva na zástavním právu k nemovitosti včetně poukázání na problematické oblasti. Zajištění bankovních pohledávek je vysvětleno i z hlediska zachycení objemu zajištění v účetních knihách bank včetně tvorby opravných položek u klasifikovaných bankovních pohledávek s dopadem do hospodářských výsledků banky. Práce vychází z platných právních norem a předpisů a zástavní právo k nemovitosti je dokumentováno na konkrétní Smlouvě o zřízení zástavního práva k nemovitosti. Práce je pojata jako stručné výkladové shrnutí a seznámení s problematikou, a to včetně připravovaných opatření bank dle doporučení pravidel Basel II.
|
|
|
The Maastricht Criteria and its alternatives
Tóthová, Jana ; Janda, Karel (advisor)
This work deals not only with the issue of the Maastricht Convergence criteria but also with an alternative way of evaluation of the preparedness to monetary integration ? the theory of Optimum currency areas. It contains an enumeration of convergence criteria stated in the Maastricht Treaty, explains its purport and imperfections. Further on a few criteria stemming from the Optimum currency area theory are listed and the relation between them and the Maastricht criteria is examined. In the practical part the preparedness of the Czech Republic to enter the Eurozone is evaluated on the basis of both criteria. Emphasis is put on the relation between the Maastricht criteria and the Optimum currency area criteria on both, theoretical and empirical basis.
|
|
|
Konsolidační trend v bankovnictví
Pavlova, Olga ; Janda, Karel (advisor)
Tato práce se zabývá rychle se rozvíjejícím konsolidačním trendem v bankovnictví. Je analyzován rozvoj trendu v západní Evropě a jeho postupné přesouvání do centrální a východní Evropy. V práci jsou využívány příklady fúzí a akvizic, jak přeshraničních, tak vnitrostátních. Jsou projednány příčiny, které banky ke konsolidaci vedou, klady a zápory tohoto trendu, příčiny úspěchů či neúspěchů fúzí a akvizic, perspektivy a případný směr rozvoje konsolidačního trendu v budoucnu. Dále se zkoumá situace ve státech bývalého SSSR, a to jak rozvoj bankovního systému na tomto území po rozpadu SSSR, tak s tím spojená specifika konsolidace, která se zde vyskytuje.
|
|
| |
|
|
Banking regulation in the Czech Republic
Škapa, Václav ; Dvořák, Petr (advisor) ; Janda, Karel (referee)
The theory of bank regulation is based on several principles. The prime one percieves bank as specific subject in economy. Bank differs in pattern of its activities, structure of its assets and debts, spectrum of undergone risks, etc. Efficient regulation is achieved by establishing generally binding rules, most often legal rules. These rules define enviroment of banks' business. When evaluating legal settings in the Czech Republic, differences between the settings and theoretical solutions must be involved. Conclutions relevant to the efficiency of bank regulation system may be set on the basis of this comparision.
|
|
|
Integration tendency of financial markets with emphases on insurance business incorporation
Hlúchová, Petra ; Daňhel, Jaroslav (advisor) ; Janda, Karel (referee)
Principal aim of this thesis is the analysis of integration processes of financial markets with emphases on implementation of insurance business incorporation to banking segment. This thesis surveys the history of bancassurance, reasons of reciprocal cooperation between banks and insurance companies, models of settlement for bancassurance companies and conditions for their successful business. Then the thesis analyses a different level of integration trend on the financial markets in the European Union with emphasis on penetration of bancassurance in the Czech Republic. The conclusion considers future of bancassurance segment.
|
|
|
Analýza bankovního sektoru ve vybraných zemích východní Evropy
Křížek, Tomáš ; Dvořák, Petr (advisor) ; Janda, Karel (referee)
The thesis analyzes the banking sectors in selected countries of CEE region, in particular in Albania, Serbia, and Bosnia and Herzegovina and compares their development with the Czech Republic as it is CEE country with one of the most advanced banking sectors in the region. Three parts of the paper analyzing separately each of the countries are supplemented by country comparison and final conclusions. General development, development of banking sector as well as banking market and financial performance of banks are examined. As a conclusion, all the countries develop in a different way and with different starting conditions. Albania relies more on qualitative development with low absolute figures but high relative indicators with respect to the utilization of available resources. The development in Serbia is rather quantitative, in contrary to the situation in Albania. Bosnia and Herzegovina is progressing quite ambiguously also due to uncertain political situation in the country. It can be also concluded that all the three countries still have to go a long way to reach comparable level of their banking systems with the Czech Republic.
|
|
|
Bank security instruments
Bačanji, Željko ; Janda, Karel (advisor) ; Křížek, Tomáš (referee)
In first chapter this work describes security instruments which banks offer to their clients. In second chapter it deals with state credit support, and security instruments in it, and also compares the situation in Czech republic with the situation in a few ex-Yugoslavian republics. In the last chapter work points at possibilities of short term export financing.
|
guest ::
RSS feed.