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Development of the financial products for the home financing and the analysis in the czech market
Žák, Vojtěch ; Coufal, Libor (advisor) ; Špániková, Kateřina (referee)
The topic of my thesis is Development of the financial products for the home financing and the analysis in the Czech market. My thesis is primary occupied with mortgages loans. First part is focused on the explanation of basic terms conectedted with mortgages and credits from the building society account. Then I describe the hole credit procedure from the client's point of view, conditions of credit assignment and costs connected with the credit. Next teoretical part concerns about the development of the mortgage market in the Czech republice and possible changes in the market in the future. Practical part of my thesis consists of the analysis of three banks in the czech market-KB, ČSOB and mBank. I tried to compare offeres of mortgages loans, mortgages loans with insurance in case of incapability and the combinaton mortgage loan with regular credit from the building society account thanks to RPSN and chose the best solution.

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