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Holders of economical politics on the regional level, their role and possibilities in the optimal adjustment of old age pensions scheme
BEDNÁŘ, Jan
Ph.D. thesis called "Holders of economical politics on the regional level, their role and possibilities in the optimal adjustment of old age pensions scheme" deals with the possibilities of a general solution for pension insurance in the scope of the region. The possibilities of the regional pension insurance system in the real conditions of the Czech Republic are described and analyzed, as it is difficult to transfer pension insurance systems from one country to another as a whole. Possible roles and possibilities of the region when dealing with the problem of old age pension insurance were defined on the basis of performed analyses. A specific outcome of this project represents the definition of conditions which must be satisfied if the public fund of Regional old age pension system should function. Its operation in the framework of second pillar of pension system seems like the optimal solution. The specific solution contains also the mathematical model of functioning of the regional pension scheme under defined conditions, which simulates possible development of the fund and the amount of old age pension received by the contributor provided he satisfies the defined requirements for entitlement to old age pension.
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Posibilities of taking the number of children raised into consideration in the pension system construction
Veselý, Václav ; Fiala, Tomáš (advisor) ; Pechholdová, Markéta (referee)
The subject of diploma thesis is the pension system in the Czech Republic. We warn about the deficit increase in the future and suggest taking the number of children raised into consideration in the pension system construction. Pension system in the Czech Republic is described in detail. The first "pay-as-you-go" pillar represents the main part of the system. It could bring financial problems (if the retirement pension and pension income tax will stay at the same level as now) considering the expected trends in demography. Population projection was calculated using cohort component method (including migration). The threshold for the projection is year 2011, projection is calculated with 100-year horizon. There were also calculated revenues and expenses of the pension system for each projected year. If the expected parameters of the projection will be realized, the deficit of pension system in the hundred year period will reach 9.5 billion Kč (prices 2011). It represents the deficit 95.3 milliard Kč each year in the average. To reduce the deficit it is possible to increase the pension tax paid by productive people. But it could also bring the decline of fertility, because lower income could make people decide to reduce number of children. It would deepen the problems in the pay-as-you-go system. The financial problem of pension system could be solved by taking the number of children raised into consideration of the pension system construction. It would eliminate the situation that it is economically more favourable to be childless during the life. It could also bring the fertility increase. In the diploma thesis the value of the deficit is simulated for the various parameters of pension system and for the various demographic development in the future.
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EU social policy including the comparison of the social systems in Germany and Sweden
Tůmová, Veronika ; Jeníček, Vladimír (advisor) ; Abrhám, Josef (referee)
The thesis describes the historical evolution of the EU social policy, clarifies the concept of the European social model and deals with characteristics of the basic models of the European social policy. The essential part of the thesis is devoted to the comparison of the social systems in Germany and Sweden from the point of view of the amount of taxes and social contributions, the structure of receipts and expenditure on social policy, the systems of old age pension schemes, the family policy and the unemployment benefit. The comparison shows some typical elements of the social state model that these two countries represent. The attention is also devoted to the contemporary challenges which the European social model has to face, especially the demographic development and aspects of globalization. The attitude and responses of the European Union to these challenges are also mentioned here.
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