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Financing Options for Housing in the Czech Republic
Poul, Michal ; Vojtěch, Dušan (referee) ; Hanák, Tomáš (advisor)
This diploma thesis „Financing options for housing in the Czech Republic“ is focused on the issues connected with financing one´s own housing. The goal of this work is mainly to introduce the issues and possibilities of financing housing of the citizens of the Czech Republic, analyze products that could be used while financing housing and compare the costs of financing housing, while using different bank products. In the theoretical part of the work, we obtain knowledge intentions and developments of housing policy in the Czech Republic; we clearly introduce with the products that are helpful while financing housing and their combinations. Insurance products are also mentioned in the thesis. Those products can protect citizens against unwanted influences during the period when they pay off their loans. We can also find here the recent development of loan products and bank market in the Czech Republic, its current offers and overview of its products, from which citizens can choose the most suitable one for their needs. Practical part of the thesis deals with the comparison and research in the least costly way of financing housing in three different time horizons with the help of one product or a combination of products.
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Innovation of Selected Insurance Products and their Alternatives
Kolouchová, Jana ; Kupčík,, Petr (referee) ; Ptáček, Roman (advisor)
The diploma thesis deals with innovations selected insurance products and their alternatives. The theoretical part describes the insurance market and development of insurance in the Czech Republic, defines important terms as a coincidence, insured event, insurance products, risk and legal norms in the insurance. In the practical part is an analysis of the selected insurance company and its competitors. On the basis of obtained information are selected insurance products compared. In the proposal part are recommended changes for existing insurance products of the selected insurance company in terms of their content and coverage of risk in the unexpected event. The partial aim is the proposal an alternative insurance product for selected insurance company, which could arise in the future in its range of insurance products.
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Proposal of property insurance of a selected business subject
Šťastná, Markéta ; Šimonovský, Jakub (referee) ; Martinovičová, Dana (advisor)
This bachelor work deals with a real property insurance of Regis CZ ltd. This real property is an object of lien within credit advanced banking house. The preamble introduces the basic definitions of insurance system and with single kinds of insurance products based for entrepreneurial risk. After that follows an introduction of a real firm, identification of an entrepreneurial risk for a bank credit and a preparation of quality data for an insurance demand. The result deals with a comparation and offer evaluation of given insurers and with a final recommendation of the best offer and insurer for a concrete needs of a client.
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The Insurance Protection of the Business Entity
Válková, Kateřina ; Sartini, Alexandra (referee) ; Ptáček, Roman (advisor)
The bachelor thesis is focused on the insurance protection of the selected business entity. Risk analysis identifies risks which are the most dangerous for the selected entity. Based on the results of the analysis and current offers of insurance products offered on the insurance product market, the optimal insurance protection of the business entity will be determined.
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Modelling of Individual Insurance Risks
Huspenina, Jan ; Šomplák, Radovan (referee) ; Popela, Pavel (advisor)
The diploma thesis deals with the issue of insurance risks in the area of life insurance from the perspective of the client. The first part is devoted to the basic concepts of life insurance. Then the basic ideas of optimization are described. The second part focuses on creating a model for an easier understanding of concept of life insurance and on the setting of the most optimal insurance options that respond to the client. Emphasis is put on maximizing client benefits. The created model is based on with real data and is processed in the MS Excel spreadsheet.
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Analysis of Economic Indicators Using Statistical Methods
Kubicová, Lenka ; Novotná, Veronika (referee) ; Doubravský, Karel (advisor)
The bachelor thesis analyzes selected economic indicators of AXA životní pojišťovna, a.s. Problems of time series, regression analysis and selected indicators in insurance are described in the theoretical part. The practical part contains the analysis of selected indicators for the monitored time with statistic methods and prognosis for the future development. The thesis includes overall assessment of company and designed solutions for improvement of situation.
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Alternative Investment Options
Dirhan, Martin ; Bartošek, Vladimír (referee) ; Pavlíček, Michal (advisor)
The bachelor thesis is focused on alternative forms of investment (commemorative coins made of precious metals and French wines- Bordeaux) in comparison with common financial investments available within the financial market (life insurance, additional pension insurance and collective investment). The theoretical part places emphasis on definition of various investment forms principles and highlighting particular advantages and negatives. In the practical part, there are these investment tools analysed and consequently compared.
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