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Compulsory and Voluntary Auction
Fischerová, Jana ; Hejda, Jan (advisor) ; Michálek, Lubomír (referee)
This bachelor paper work deals with people and household debt which case using of auction system as a one of reasons, how to solve the indebtedness. In the bachelor work are suggested preventive arrangements for nonsensical indebtedness and subsequently repressive solution of debt with advantage of voluntary auction than involuntarily auction or execution. Tangential is mention option rid of debt by insolvency law.
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Loans, Czech households´ indebtedness and insolvency
Suchá, Jana ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
The aim of this bachelor thesis is to analyse current Czech households' indebtedness and to describe problems which can the heavy indebtedness cause. The part one is focused on products of common banking and non-banking institutions that are bidden to Czech households now. The thesis continues with comparsion of Czech households' indebtedness in comparsion with the European union households' indebtedness. Third part of this work brings the description of execution process and insolvency. Upon this theme is also aimed practical part of this work, the main accent of which is being put on the detail description of personal bankruptcy.
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Analysis on Debt Collection Effectiveness
Nosková, Veronika ; Šíma, Josef (advisor) ; Koblovský, Petr (referee)
This thesis deals with performance of law protection function and a subsequent recoverability in the field of debt collection. The subject of this work is to compare debt collection effectiveness via judicial proceedings and private entities. Exercise of judicial power is one of the basic functions of the State; however, given the knowledge of the low success of the recovery procedure, it is extended to alternative methods of dispute resolution. Private executors focusing on exercising judicial power, debt collection agencies dealing primarily with extrajudicial debt collection and arbitration facilitating extrajudicial dispute resolution by means of independent arbitrators all provide other means of law enforcement. This work focuses on and analysis of the above mentioned systems and comparison of their effectiveness with regard to their efficiency and success when attempting to protect creditors' rights. The aim of the mentioned comparison is to prove a debt collection efficiency increase caused by an entry of private entities into the market (alternative ways of dispute resolution).
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Poverty and overdebtedness of Czech households
Mastná, Markéta ; Kotýnková, Magdalena (advisor) ; Veverková, Soňa (referee)
The diploma work deals with the problem of poverty following from overdebtedness of Czech households. Poverty is defined as a strong social handicap leading up to a social exclusion. Overdebtedness means such a financial situation when households are not able to fulfill their financial obligations and thus it concerns especially households with low incomes. In the Czech Republic this fact has been distinguished since the year 2000. The topic of the diploma work points at the development of overdebtedness of Czech households and its evaluation, the size of this problem and the estimation of its further development. It analyses the threat to households leading to a debt trap. It deals with economic impact of state debtedness in connection with that of Czech households. Some attention is paid to the increasing unemployment as one of the strongest causes leading to a state of poverty and consequently to undesirable debtedness showing the evident link between unemployment and overdebtedness. At the same time, the emphasis is put onto individual responsibility and lifelong education as the prevention and solution to unemployment and doubtedness. The phenomenon of overdebtedness of Czech households is understood as a warning signal of the present.
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Exekuce v praxi
Palásthy, Jozef ; Smrčka, Luboš (advisor) ; Schönfeld, Jaroslav (referee)
Bakalářská práce se prioritně snaží poskytnout nezasvěcenému občanovi pohled do světa exekucí a naznačit řešení jejich konkrétních případů. V teoretické části popisuje fungování exekučního procesu z pohledu zákona a v praktické části jsou uvedeny různé případy ze života. Cílem praktické části bylo zhodnotit svět exekucí jako takový a navrhnout řešení Katčinho problému.
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The execution of the "Assistance in Material Need Act" among debtors in the Kaplice region
KOTVOVÁ, Jana
This bachelor thesis is aimed at fulfilment of the Act on Assistance in Material Need and its impact on insolvency of people from Kaplicko region. The theoretical part is aimed at reasons and consequences of the clients" insolvency and at general characteristics of subjects from which people can borrow in case of the lack of financial means. The practical part is analyzing how long are clients receiving material need allowances and consequently is analyzing their current insolvency as well as the reason and from who these people are borrowing the financial means. The purpose of this work was to find out the general insolvency of clients receiving the material need allowances from Kaplicko region. A fractional purpose was then to analyze possibly reasons and reciprocal impact on arisen formidable life situation.
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Non maintenance obligations
PRAŽÁKOVÁ, Lenka
The bachelor thesis deals with the child support, and in particular the child support parents to children. The theoretical part describes some of the basic concepts, discusses the social function of maintenance, describes the impact of divorce on children, lists the types of maintenance on the creation, modification, termination and child support of parents to children and further defines the scope of child support. Subsequently, the paper deals with the recovery of maintenance and performance penalty. The practical part is finding reasons non-maintenance, non maintenance impact to the beneficiaries, how they differ or agree the views of professionals and how they may be specialist beneficial in preventing the offense of neglecting child support. Respondents, experts from the prison, Probation and Mediation Services and agencies involved in criminal proceedings.
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Wage agenda and it's processing in various accounting programs for PC
SVATOŠOVÁ, Helena
This thesis investigates into the processing of remunerations using two different computer programs - OKmzdy and Money S3. The theoretical part of the thesis introduces both programs, their operating systems and the ways how new employees are included into the database and how the remunerations are processed. The process of monthly balance and final paying off are also described in this part of the work. The practical part consists of a case study, where remunerations of two hypothetical employees working in a big company are processed for the period of January 2007. First of them is paid a monthly salary and has the benefit of using a company{\crq}s car for private purposes. This employee was ill during January and furthermore claims a tax deduction for he has two kids. The other employee is a woman, who is paid an hourly wage and who handed over a notice to the date of 31.3.2007. This employee had some vacation in January and her wage is regularly abridged by execution. Both the employees are provided either with lunches or with eating vouchers and with a contribution to their retirement insurance. The remuneration calculations are processed in both tested programs and the results are compared with regard to their compliance with legislation and the quality and price of the documentation and of the printed outputs. The conclusion sums up the findings, compares both the programs and disputes their pros and cons. The Money S3 program was found to wrongly calculate the tax bonus, to be rather work-intensive and to demand more professional knowledge of the user.
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Enforcement of judgement by selling of a real estate
Vyskočová, Pavla ; Kotoučová, Jiřina (advisor) ; Češková, Marie (referee)
This Bachelor's thesis deals with enforcement of judgement for pecuniary claim amount by selling of a real estate by executor. It describes general process of executory procedure and it's particular implementation in the case of selling real estate, selling of lien to a real estate and establisment of a executor right of lien. It also highlights changes of executory procedure established by amendatory acts č. 183/2009 Sb. a č. 286/2009 Sb. The main purpose of this thesis is to provide an overview about executory procedure and to analyse the current legal form.
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The Analysis of Function of Executors in the Czech Republic
Zatloukalová, Jana ; Lipka, David (advisor) ; Minárik, Pavol (referee)
The priority of the thesis is to evaluate economic reason for the existence of executors in comparison with current institute of state bailiffs. The thesis further analyzes the powers of executors and their potential misuse in the execution process. Last but not least, the state regulations of this institute are described. The goal is to use general economic theory to find out the effective way of protecting creditor's rights.
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