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Comparison of travel insurance offered by commercial insurance companies in Czech Republic
Plisková, Michaela ; Petrů, Zdenka (advisor) ; Zábranská, Hana (referee)
Bachelors thesis analyzes travel insurance offered in Czech Republic. Three insurance companies were chosen for the analysis - Česká pojišťovna, Generali and Kooperativa. In the first chapter travel insurance is described, above all insurance and services. Second part includes comparison of insurance and services of individual insurance companies. In this chapter most of all insurance terms and conditions are examined. The end of this part is a thesis, whether is sufficient for client to chose a travel insurance only by parameters such as price or limit of the insurance benefit or analysis of insurance terms of every travel insurance is necessary.
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Specifities consumer protection in insurance
Marková, Lenka ; Ducháčková, Eva (advisor) ; Řehák, Martin (referee)
This work deal with a consumer protection in insurance in conditions of the Czech Republic. It specifies an insurance service and reasons leading to necessity of clients of insurance companies protection. The central theme of the work is delimitation of instruments serving to consumer protection in insurance. It treats of legislative acts, Czech National Bank as a supervisory authority in insurance, consumer associations, codes of ethics, financial education of consumers and institute of insurance arbiter or ombudsman, which is not still established in the Czech Republic. A proposal of European Commision to Insurance Guarantee Schemes is mentioned too. The work deal with an insurance terms as well, its transparency for clients of insurance companies and necessity to read it before signing a contract of insurance. In conclusion of the work the most important deficiencies of the particular instruments and the recommendations for improvement of situation are presented.
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Insurance of business risks from a content of insurance conditions point of view
Tůmová, Kateřina ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
In this project I deal with insurance products determined for entrepreneurs and with exceptions, which are contained in insurance conditions for these insurance products. Then there is paid attention to problems about prevention possible damages, underinsurance and information, which are necessary for presentation to insurance for completion of contract. Finally, there are also given examples of complex insurance products and it is mentioned support of ethical attitude from insurance. In conclusion there are also attached model example of insurance portfolio of business and comparison insurance of export credit in two different territories from the risk profile.
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