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Importance of reference interest rates and LIBOR manipulation
Kolář, Petr ; Vejmělek, Jan (advisor) ; Šíma, Ondřej (referee)
This diploma thesis is focused on a role of reference interest rates in developed market economies. There are described interest rate transmission mechanism and discussed factors, which led to manipulation of the LIBOR. How the manipulation was done and what reactions of supervisory authorities it induced. There are also listed proposed recommendations to ensure transparent reference indicators. This work also includes analysis of reference interest rates used in the Czech Republic. At the end of the thesis can be found application of a reference rate fixing process in a game theory model as well as application of Benford´s law as an indicator of the manipulation.
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Bankovní poplatky u hypotečních úvěrů
Sudická, Jarmila
This bachelor thesis consists of two parts.The first part deals with charges con-nected with mortgage. The second part deals with dependence between mortgage interest rate and intebank rate in Czech Republic and Germany between the year 2010 -- 2014 and the influence that the cancellation of bank charges had. The main aim of this thesis is verification of the hypotesis that cancellation of bank charges increased mortgage interest rates.
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Analysis of bank mortgage products in the Czech Republic
Kadorík, Martin ; Radová, Jarmila (advisor) ; Pavelka, František (referee)
This thesis deals with the analysis of bank mortgage lending in the Czech Republic. The basis of this analysis is a theoretical setting out the specifics of mortgage loans and analysis of all parts of the credit process. Subsequently, following the same principle, are analyzed specific mortgage products of a selected commercial banks. The thesis examines a course of the credit process for each client's products, their characteristics and conditions placed on the client. The thesis also deals with the analysis of interest rate and volume of mortgages in the context of changes in market interest rates and credit volumes in the economy.
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Inflation targeting in circumstances of low interest rates
Vránková, Martina ; Koderová, Jitka (advisor) ; Petrušová, Martina (referee)
The thesis "Inflation targeting in circumstances of low interest rates" describes the monetary policy of the Czech National Bank with main aim on its current problems. The target of the thesis is to analytically prove the disruption of a section of the transmission mechanism when the repo rate should determine the interest rates on the czech interbank market. This disruption should have been caused by the recent financial crisis.
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