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Mortgage markets and their comparison in Czech Republic and Russia
 Tkachenko, Evgeniy ; Mazáček, David (advisor) ; Radová, Jarmila (referee)
This bachelor thesis was focused on a topic that is undoubtedly very important nowadays - it is a mortgage market. The first part of the bachelor thesis is focused on the mortgage market theory, its key aspects and description of several different mortgage types.. The second part of the bachelor thesis was already dedicated to research on mortgage market in the Czech republic and Russia underlying the capital cities of both countries and its comparison. The aim of this thesis is to analyze mortgage products in the Czech Republic and Russia, analyze the development of interest rates for a given product and to define differences between products between the two countries. The work clearly pointed out that the situation in the mortgage market is much better in he Czech Republic than in Russia (resp. in Prague than in Moscow) - the proportion of the payment of average salary, interest rates, or inflation expectations are lower than in Russia. Furthermore, it is concluded that the volume of mortgage loans and interest rates is affected by the local GDP.
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