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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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Methodical Procedure for Transferring Membership Rights and Obligations in a Cooperative Flat
Kellnerová, Gabriela ; Gardášová, Alena (referee) ; Komosná, Milada (advisor)
The thesis deals with the issue of co-operative ownership of immovable property and the specifics of its financing through a mortgage loan. The first part of the thesis contains an explanation of basic terms concerning housing cooperatives, mortgage loans and the overall process of purchase and financing of immovable property. The second part of the thesis then evaluates the optimal financing of a particular cooperative apartment, taking into account the risks associated with it. The conclusion of the thesis contains recommendations for reducing the analyzed risks, both from the perspective of the applicant and from the perspective of the bank.
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