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Providing of development assistance trough microcredits
 Rippl, Josef ; Kalínská, Emílie (advisor) ; Ashraf, Shahed Jamal (referee)
The objective of this bachelor's thesis is microfinance in the developing world. The goal was to determine whether microfinance is viable alternative to development assistance. First part of the thesis is concerned with analyzing developing countries and is trying to explain reasons behind their low performance. Next is a description of different versions of the development assistance. The main part of the thesis is focused on the history of microfinance, the main principles of their functioning and explaining the process of the provision of microcredit. It shows what are the benefits of microfinance for their users, but also criticizes microfinance. A closer look at microfinance in practice is demonstrated in an example of the Bangladeshi Grameen Bank, the oldest microfinance institution in the world. In this part, two lending programs and their rules are described: Grameen I and Grameen II.
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