| |
| |
|
Investment Life Insurance and Individual Investments Connected with Insurance
Kučová, Veronika ; Volas, Martin (referee) ; Ptáček, Roman (advisor)
This diploma thesis deals with investment life insurance and its alternatives. The aim of the thesis is to evaluate whether it is more advantageous to use the investment life insurance or individual investing into investment funds together with the purchase of risk life insurance. The evaluation is based on analysis and comparison of specific insurance and investment products. Mutual comparison is performed on an example with the help of products of three particular insurance companies. Based on the author´s findings, the last part of the thesis contains recommendations for clients how to effectively cover the risks as well as increase the value of their finances.
|
|
Nákladovost vybraných produktů životního pojištění
Foltýn, Jiří
The Bachelor thesis focuses on evaluation of investment-linked life insurance and term life insurance products of the selected insurance companies in terms of the cost ratio and relating to the conditions of insurance. The comparative analysis, description, comparison and modelling are mainly used for achieving the objective. The thesis counts with the indicators of the cost ratio and takes into account the natural insurance premium, average insurance premium, redemption, accumulated debt, tax benefits and conditions of insurance. In the thesis the total cost ratio of the product is compared to the final quality of the product, which is mainly determined by the conditions of insurance. The outcome of the thesis is the recommendation addressed to a specific group of potential persons who are interested in life insurance and insurance intermediaries.
|
|
Rizikové životní pojištění
Švédová, Kamila
The main aim of my Bachelor Thesis is offer analyst of product with target on parameters life insurance. Theoretic part is about history and character of life insurance at Czech insurance market. Practical part is about of specific insurance product and their application in individual model case. This model works with client financial situation.
|
|
Risk Life Insurance
Stárková, Veronika ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The thesis focuses on the Risk Life Insurance of the Czech insurance market offering coverage just for serious health risks without any investment or savings component. Assessment of the Risk Life Insurance offer is based on the findings of the general and special insurance conditions as well as on the gained draft insurance contracts worked on the model setting. The aim of the thesis is the analysis of the main coverage which is in all cases the life insurance along with the offer of the complementary insurance for case of death, disability, cancer or severe diseases. The emphasis is on the scope of risks coverage and the insurance conditions which are considered to be an insurance event.
|
| |
|
Investment Life Insurance and Individual Investments Connected with Insurance
Kučová, Veronika ; Volas, Martin (referee) ; Ptáček, Roman (advisor)
This diploma thesis deals with investment life insurance and its alternatives. The aim of the thesis is to evaluate whether it is more advantageous to use the investment life insurance or individual investing into investment funds together with the purchase of risk life insurance. The evaluation is based on analysis and comparison of specific insurance and investment products. Mutual comparison is performed on an example with the help of products of three particular insurance companies. Based on the author´s findings, the last part of the thesis contains recommendations for clients how to effectively cover the risks as well as increase the value of their finances.
|
| |
| |