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Conveyance of Real Estate open to Bribery
Malá, Eva ; Adam, Jaroslav (advisor) ; Hejda, Jan (referee)
The goal of my bachelor's thesis was to explain process conveyance of real estate open to bribery whether recording to real estate register or not. I define the bond and materially legal effects of a contract related to the transfer of real estates and describe mechanism of record to cadastral deposit. In practical part of my thesist I compare safe keeping of money by notary, lawyer, bank and estate agency with each other.
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Real Estate Marketing
Malý, Václav ; Horová, Olga (advisor) ; Heřman, Jan (referee)
This paper is mapping the situation of Czech Real Estate market in time of economic crisis. It describes the trends of marketing communication for this market and it is analysing the reasons, why this entire segment has such a low prestige.
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Mortgage and real estate investment
Kučera, Martin ; Křížek, Tomáš (advisor)
This bachelor work is concentrated on problems with mortgages, which are available on area of Czech Republic. The first part is focused on theoretical summary which includes characteristics, gaining conditions, possibilities of settings and other features of this specific bank product. The analytical part is divided into two chapters in which a fictional model subject will perform. In the first chapter there is monitored Czech mortgage market by selected banks and at the end of the chapter there will be chosen the most favourable mortgage for the subject according to selected parameters. There is also evaluated an importance of choice of these parameters. In the last chapter there will another model subject judge, how could be profitable to invest in real estate (a flat) with the mortgage support. The subject expects a rental income for given period and after that an income of selling this real estate. The purpose is to find out what the return on investments will be in selected regions according to given conditions.
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Evaluation of investment oportunities in the real estate market
Kohnová, Michala ; Sieber, Patrik (advisor) ; Zekov, Dimitar (referee)
This thesis contents the evaluation of the different investment oportunities and their risks in the real estate field against the macroeconomic area of the Czech Republic and the current financial crisis (speculative purchase of lands, comercial real estate, residential real estate). The actual situation on the real estate market is described with the help of the statistic data of the current building-up, average prices, interest rates etc. It is targeted on the particular risks, which can appear during the development proces. To each risk is described the instruction how can we handle them. At the end of the theoretical part are specified the singles financial indicators which are most used practically. In the practical part evaluate we the concrete investment oportunity in the residential build-up from the view of developer.
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Mortgage loans in the Czech republic
Königová, Jaroslava ; Kislingerová, Eva (advisor) ; Smrčka, Luboš (referee)
The thesis summarizes the situation on mortgage market in the Czech republic from the 90th of the 20th century till present time, reasons for the mortgage boom. It informs about the state support of housing (incentives, state programmes), state residential conception.It defines kinds of morgage and gives its characteristics, informes about the phases of mortgage arrangement, scoring method for client evaluation and regulative standards for bank risk management. It shows housing and mortgage in statistics.There are mentioned the actual results of financial competition and influence of American mortgage crisis on the Czech mortgage market.In conclusion,it states the trends in the Czech mortgage market.
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The mortgage crisis in the USA
Oslanec, Roman ; Šaroch, Stanislav (advisor) ; Bič, Josef (referee)
This bachelor thesis focuses on a problem of a mortgage crisis present in USA. It presents main problems connected with the current crisis situation at the mortgage market through standards of issuing new mortgages i.e. prime and subprime. It attempts to get closer look at the process of issuing the mortgages and tries analyze the conditions which have led to improper work of the system. Thesis deals also with the questions of appraisal and his/her appraisal standards. These eased appraisal standards of real estates could be considered also as one of the causes of current mortgage crisis. In the end, american companies Fannie Mae and Freddie Mac are presented with their history and current status. To sum up, this bachelor thesis attempts to grant a look at the conditions of both the mortgage and the real estate market and tries to analyze the causes and reasons which led to the contemporary crisis.
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