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Comparison of the Czech and German insurance market
Poverjuc, Corina ; Ducháčková, Eva (advisor) ; Kábrt, Tomáš (referee)
This thesis focuses on the latest development trends and the degree of the Czech and German insurance market and their comparison. In this thesis were presented the following indicators of the insurance market: written premiums, claims expenses, concentration of insurance market, insurance penetration, relation between claims expenses and written premiums, and some more additional indicators, as the number of insurance companies, employees, insurance contracts, premium per capita. In the first chapter I described the theory related to this topic. I tried to analyze, as exactly as possible, the development of the Czech and German insurance market in the second and the third chapter. This analyze was based on statistical data. After that I realized subsequently their comparison. All data was obtained from the following internet sources: Czech Insurance Association (ČAP), Swiss Re, Czech National Bank, German Insurance Association (GDV).
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Formal and substantive evaluation of insurance penetration in the CR
Klečáková, Eva ; Daňhel, Jaroslav (advisor) ; Zetek, Pavel (referee)
This thesis deals with analysis of development in insurance penetration of the Czech republic. The importance of insurance is growing in years, what is numerically expressed in values of insurance penetration indicators. This thesis is focused on development in the Czech republic between years 2000-2010. To review values in the broader context will be indicators compared with EU countries. The thesis is finished by summary of the insurance penetration in the Czech republic and by the prognosis of the further development.
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Analysis of insurance penetration in Central European countries
Vágner, Marek ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This thesis deals with analysis of developments in insurance penetration in Central European countries. Initially is devoted to the comparison of world and European insurance market by insurance penetration indicators. The following section is related to the development of insurance penetration in selected Central and Eastern European countries. The thesis is then finished by an analysis of insurance markets of the Visegrad Four.
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Analysis of Insurance Market in Czech Republic and Forecast of Its Development
Janeček, Martin ; Daňhel, Jaroslav (advisor) ; Kuklik, Robert G. (referee)
The main purpose of this thesis is to analyze the development of insurance market in Czech Republic between years 2000 and 2008 and make forecast of the market's development. The first chapter differs social and commercial insurance based on the way of financing and describes the basic characteristics of the commercial insurance market. The goal of the second chapter is to describe the macroeconomic conditions which where essential for the development of Czech insurance market in 90's. The scope of the third chapter is the commercial insurance market and analysis of the premium, insurance claims, insured events and number of insurance companies in the market. The goal of the final chapter is to forecast the development of Czech insurance market till 2012 based on time series analysis (premium, GDP).
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Developments and trends in the structure of insurers in the Czech insurance market
Hodrment, František ; Daňhel, Jaroslav (advisor)
Bachelor thesis analyses structure and development of insurance market. First it shortly focuses on history, and not just post revolution period of Czech insurance market. Next chapter focuses on area of insurance market structure, mostly after joining European Union. Substantial parts include number of subjects in the market, their financial structure, capital participation, costs of insurance benefits, technical reserves and solvency of insurance companies. Following chapter focuses on legislative, regulation and supervision of insurance market. Consequentially there is being analyzed development in insurance penetration and current trends in insurance market. Last chapter is dedicated to influence of financial crisis on insurance market.
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Developing trends influencing world insurance market and Czech insurance market
Mišičková, Daniela ; Daňhel, Jaroslav (advisor) ; Klaban, A (referee)
Today's globalization leads to a wide range of new developing trends influencing the insurance market. The main one is a variance in the character of risks. The generation of new threats means for insurers to face up a difficultness with an identification of risks and a prediction of future damages. Solutions of a catastrophic impact of damages are hidden in an alternative transfer of risks and a higher level of assurance. The treat of longevity has its own impact, too. Demographic shock caused by a strain of population has turned people in advanced western markets to life-insurance. Mainly, because of a current insufficient set up of pensions systems, people has searched a new possibility how to insure their post-active life. It has enabled a development of life-insurance products focusing on individual clients' needs and providing several components of flexibility and variability. As a next globalization push, I cannot omit concentration and consolidation ongoing nowadays on the insurance market. Rise of giant conglomerates can be seen in the accent of cost reduction, diversification of risks and using enormous financial power. Nevertheless, the main impulse has risen from the still changing clients' needs with the necessity of obtaining complex financial service. Last but not least, I would like to mention the implementation of a regulatory project Solvency II accompanying by IFRS in the field of the insurance market. Their objectives are a reduction of information asymmetry, a higher stability of the insurance market and transparency and comparability of insurers' financial reporting leading to higher clients' protection.
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The Progress of Czech Insurance Market
Dvořáková, Michaela ; Daňhel, Jaroslav (advisor)
My labour describes a progress of insurance market from the origins. After the second world war there functioned monopolistic The First Czech Insurance Company and the insurance was imperfect and agreed with then economic situation. The biggest improvement happenend in 1991, social and economic transformation opened the door to business in all branches of financial market. A population adapted for a competitive invironment and a new legislature in a very short time. It was necessary to realize the own responsibility of risks and financial needs. Today's insurace quality is comparable with advanced countries of the EU and people find important to insure their property and lifes, it show us total indicators of insurace. Nowadays the knowing and orientation in the insurance market improve the and there are offered still better insurance services to customers.
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Životní pojištění v České republice
Tesařová, Petra ; Daňhel, Jaroslav (advisor)
Tématem této bakalářské práce je charakteristika životního pojištění v České republice. Jsou zde popsány produkty životního pojištění, jeho význam v ekonomice a daňové výhody, které přináší. Také se v mé bakalářské práci zabývám důchodovým systémem v ČR a jeho krizí.Dále popisuji faktory působící na trh životního pojištění a také nejdůležitější ukazatele vývoje pojistného trhu. V poslední kapitole se zabývám vývojem trhu životního pojištění.
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