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Legal Aspects of the Creation of the Insurance Product
Kult, Alexander ; Vybíral, Roman (advisor) ; Karfíková, Marie (referee) ; Dřevínek, Karel (referee)
4 Legal Aspects of the Creation of the Insurance Product Abstract This dissertation deals with the legal aspects of creation of insurance products, including the rules of their distribution and fulfilment of information duties. The author's aim was to interconnect the public and private law regulation of insurance and its distribution, with a focus on the creation of valid contractual documentation and the proper fulfilment of information duties, for the purpose of a practical understanding. Specific attention is focused on the area of personal insurance, both in the scope of life and non-life insurance sectors. Special emphasis is placed on the explanation of insurance-based investment products, whose nature and fragmented regulation pose the most significant practical and theoretical problems. Apart from the theoretical introduction, the thesis is divided into six parts. The first part is devoted to the essence of individual insurance products and their specifics. The second part deals with the theoretical definitions in the field of insurance law. In the third part, the author analyses the rules of creation of insurance products not only regarding the POG regulation, but also in the light of the Insurance Act and the Solvency II Directive. The fourth part discusses the rules of insurance distribution,...
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The changes in the personal insurance market in the current period
Šubrtová, Gabriela ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The bachelor thesis deals with the changes in the personal insurance market in the current period. Personal insurance with its different types is defined at the beginning of the thesis. The thesis analyzes the issues of contemporary Czech insurance market with a focus on personal insurance. Changes and reforms that are being prepared appear in the next part of the thesis. A special chapter is focused on the anti-discrimination EU directive with its impact on the insurance market. The analysis of gender insurance products is defined at the end of the thesis.
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Specificity in the operation of insurance of persons
Vostřelová, Radana ; Ducháčková, Eva (advisor)
The thesis, which is entitled "Specificity in the operation of insurance of persons" firstly describes the various insurance products to this part of private insurance with a focus on their specific features, the possibility of concluding, the advantages and disadvantages. It also describes the whole process of insurance, from the possibility of negotiating over the whole course to the actual insured event. The majority of the work is devoted to the important work of the insurer in providing insurance to persons, and that is to explore potential health aspects of the client where stated what is important for the conclusion of the insurance agreement and what is in particular different from other types of insurance. Another very important activity of the insurer is his settlement of claims, which is also considered as one of the most important since this is the reason why clients enter insurance agreements. The relationship between insurance and taxes is not be excluded. The conclusion of my work is left for the insurance of people in the Czech Republic where I try, using different graphs, to indicate the importance of individual insurance products in total and for individual insurance companies operating on the Czech insurance market. I am trying to describe the links between private insurance and social insurance. At the very end I am trying to characterise the possible development of personal insurance in the future.
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