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Vyhodnocení předčasného důchodu a předdůchodu
Syslová, Lenka
The thesis deals with the evaluation of early retirement and pre-retirement. The first part describes the current pension system in the Czech Republic. The second part evaluates the election of early retirement or pre-retirement in model situations, taking into account the different year of birth and the average income and the subsequent comparison of model situation.
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Comparison of early retirement options from demographical point of view
Mačková, Zuzana ; Miskolczi, Martina (advisor) ; Fiala, Tomáš (referee)
The topic of this bachelor thesis is comparison of options for early retirement in the Czech Republic and assesment of their potential toward years 2014--2060. To achieve this, a model for calculating the number of potential persons to retire each year will be used. For over two decades citizens of the Czech Republic with 3 years and less to the standard retirement age can apply for early retirement. Upon granting their request the state begins paying them old age pension which is however permanetly reduced. Since 2013 there exist a new form of early retirement called "předdůchod". Any person with at least 2 years and at most 5 years to the standard retirement age qualifies for this new option provided she has enough funds saved in the so called III. pillar of the pension funding programme. The advantage of this alternative is that the standard old age pension is not reduced. The potential number of early retirees will change rapidly in the following years. The biggest surge will occur by the year 2040 as people born in the 1970's baby boom will begin to reach their retirement age. Their number will then decline again after the year 2040.
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Retirement system in the Czech Republic
ŠÍPOVÁ, Eliška
This bachelor thesis deals with the senior pension system of the Czech Republic. It is divided in two parts ? the theoretical and the practical one. The theoretical part presents a complete overview of the social welfare system of the Czech Republic which is created of three pillars and has become valid since 1st January 2013. Each of the pillars is described in detail. The thesis describes the participation of the citizen on the social welfare system, the retirement saving period and the way the senior pension is calculated. It also defines different types of the senior pension which is provided in the Czech senior welfare system. The practical part is focusing on a survey. The interviewees are questioned about the amount of information which they have about the social welfare system, about entering the second pillar of the system and about the retirement savings system.
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