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Changes in providing mortgage loans and their impact on financial stability
Fiala, Lukáš ; Cibulka, Jakub (advisor) ; Rajl, Jiří (referee)
This bachelor thesis deals with mortgage loans and risks of these instruments for financial stability. In the first part are defined mortgage loans and there is showed current situation on mortgage market. The second part explains systemic risk and financial stability. There is also analysed present Czech national bank´s policy in mortgage loans sphere and a new law. The last part contains research of factors which affect providing mortgages and estimation of final impact on financial stability. The conclusion summarizes obtained knowledge and tries to predict future state on mortgage market and real estate market.

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