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Insurance products associated with the operation of a motor vehicle
Štěrba, Michal ; Bílková, Diana (advisor) ; Sobíšek, Lukáš (referee)
This work examines two types of motor insurance, compulsory insurance of motor vehicles and accident insurance. The most important part regarding the premium compared to selected insurance companies, both compulsory insurance of motor vehicles and accident insurance. There is shown the dependence of insurance rates on many factors related to the insured person, the type of insurance and vehicle parameters. The work also included a program for calculating the price, according to the parameters for the five largest insurers, again for compulsory insurance of motor vehicles and accident insurance. Last but not least, there are shown various actuarial indicators. Some of them are trapped in a time series, of which mathematical model is modeled on past and possible future development. Work as a whole provides a possible candidate for insurance product information and appropriate insurance for his person and vehicle. Equally well serve for initiation into the issue of insurance products related to motor vehicle.
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Analysis of Premium for Chosen Insurance Product
Rybková, Jana ; Radová, Jarmila (advisor)
The Bachelor thesis deals with insurance which covers financial loss in case of theft or total loss of the vehicle- GAP Insurance. The main aim is to create complex view of this type of insurance and define the common features of products offered on the Czech insurance market. The work also contains sales analysis of EuroGAP, which was chosen as a model insurance, then compared with developments in the insurance market for motor vehicles and basic macroeconomic indicators. In conclusion, there is a description of the providers of competing products and comparison of premium rates for selected products comparable GAP insurance.
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Motor vehicle insurance market
Paloučková, Eliška ; Radová, Jarmila (advisor)
This thesis deals with insurance of motor vehicles in the Czech Republic. The thesis engages in two types of insurance - motor vehicle liability insurance and hull insurance. The main objective of this paper is to make an overview of the offered products of several insurance companies and comment on the present situation and the development of the car insurance market over past few years. One part of the thesis is focused on certain model examples and compares the premium volume of individual insurance companies. In the theoretical part, the main characteristics of car insurance and the summary of the most important points of the basic legal regulations are defined.
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Analýza pojištění odpovědnosti za škodu způsobenou provozem vozidla na českém pojistném trhu
Fiala, Václav ; Daňhel, Jaroslav (advisor)
Práce se zabývá trhem pojištění odpovědnosti z provozu vozidla v České republice. Věnuje se nejprve současné právní úpravě tohoto druhu pojištění a vysvětluje základní pojmy důležité pro jeho pochopení. Obsahuje popis poptávky na trhu, včetně nehodovosti na veřejně přístupných komunikacích. Zabývá se současnými nabídkami na trhu, včetně jejich porovnání na konkrétních případech. Hodnotí je a vymezuje kritéria z klientského hlediska důležitá pro výběr nejvhodnější pojišťovny. Na závěr shrnuje získané poznatky.
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