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Pojištění pohledávek a jeho alternativy
Krejčí, Michaela
The diploma thesis deals with the issue of credit insurance within the Czech insurance market. The thesis defines the risks associated with the company's activities and then describes the operation of credit insurance. The rules for the provision of credit insurance are regulated by the institutional framework of the international system, which is also discussed in the thesis. Attention is focused on credit insurance with state support as well as on credit insurance provided on a commercial basis. Alternative methods of securing receivables are also presented. The analytical part analyzes the business activities of credit insurance companies operating in the Czech Republic, describes the payment morale in European countries and assesses the demand for individual types of insurance products.
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Possibilities of dealing with consequences of nuclear risks through a commercial insurance
Uhlář, Daniel ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This master thesis is devoted to different possibilities of dealing with consequences of nuclear risks through a commercial insurance. It deals with nuclear energy in the world and in the Czech Republic, international liability conventions, Czech regularization of liability principles, possibilities of insuring nuclear risks through nuclear pools and alternative risk transfer methods. The thesis analyzes the causes, process, consequences and financing the damage of two selected nuclear power plant accidents. Based on available data, the thesis tries to evaluate the ability of the existing system of nuclear risk insurance to eliminate potential negative consequences and suggest possibilities to strengthen the role of commercial insurance.
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Rights and duties of insurance holders moving inside EU with focus on general health insurance
BLAŽKOVÁ, Hana
Rights and duties of insurance holders moving inside EU with focus on general health insurance The Czech Republic became a member state of the European Union on 1 May 2004. The EU members decided to cooperative in the fields of economy and policy and form a multinational partnership beneficial for all member states. The EU integration measures have affected the national health care systems. Joining the Europen Union, numerous changes have been done in the system of public health care in the Czech Republic. The changes are both important and helpful for all beneficiaries. The beneficiaries of the EU member states are only insured under public health scheme of one country. So travelling abroad, people should know the basic measures of their national health care policy. The Bachelor thesis is divided into two parts, theoretical and practical. Based on the literature available, the theoretical part is aimed at compiling information on medical care which is provided to Czech residents while in other countries of the European Union. Free movement of people represents elimination of all obstacles between the countries. In addition, this part deals with Czech beneficiaries and their access to planned medical care within the EU countries. The aim of the practical part was to find out if Czech beneficiaries are aware enough of legislation related. Two hypotheses were stated to fulfil the research goal. To find out all necessary data, the technique of asking questions at random choice was run from 1 October 2009 to 31 January 2010 in South Bohemia. The research group of people consisted of 266 respondents, men and women, aged 20-60 years. The data obtained from the survey show sufficient respondents´ knowledge of their rights to emergency medical care while staying in the EU countries, the use of the European health insurance card and the obligation to pay the medical care copayment. However, they are hardly aware of claiming their rights to planned medical care. The findings of the Bachelor thesis may serve as an adequate source of information for secondary school and university students, the staff of health care facilities and health insurance companies and general public as well.
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Strategic analysis of Slovak commercial health insurance companies and their cooperation within public health insurence system
Kaščáková, Katarína ; Lešetický, Ondřej (advisor) ; Střítecký, Rudolf (referee)
The goal of my final thesis was the analyses of commercial health insurance companies that are based on the Slovak market and also operate there. It was done by the analyses of internal and external environment and its financial coefficients. The paper starts with the introduction which describes the reasons of writting the paper and the methods used. The paper consists of 6 capitols: 4 theoretical and 2 practical. First two capitols briefly describe the insurence system in Slovakia as the part of national economy. Third and fourth capitol talk about commercial health insurence companies and their cooperation with public health insurence companies. The practical part of the paper consists of two capitols: strategic and financial analysis. Based on these facts, there is also graphical demonstration of internal and external environment, and the financiel coefficients of insurence`s development. The conclusion sets the overall results of the analysis as well as the 5 most successful commercial insurence companies are set. The conclusion is also based on the list of 10 criteria for the successful insurence companies, and it also talks about the criteria of clients when choosing their insurence company.
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