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The issue od debet relief for women in prison
KŘÍŽOVÁ, Zdeňka
The thesis deals with the issue of elimination debts of women during their prison sentence in the Czech Republic. The topic of elimination of debts is a hot issue. There are numerous obstacles making the issue more complicated. The theoretical part describes the development and present situation of the Czech Republic citizens who fall into debts. It also specifies some terms, e.g. financial knowledge, distrain, personal bankruptcy and it familiarizes with the amendment of the insolvency law. The chapters describe the issue of imprisoned women who fell into debts and the reasons of this low education, the family background (mostly pathological) etc. Real-life cases and the cooperation of prisons with out-of-prison specialized departments are described in the following part of the thesis. Three non-profit organisations are described in details. The aim of the thesis is describing issues and difficulties connected with debted women imprisoned in the Czech Republic, characterization of the system of professional help in elimination of debts and proposing solutions which could help with solving the problem. The main method of collecting data was observation, qualitative questioning with the technique of structured interviews with opened questions. There were 10 convicted women, five prison staff and five employees of non-profit organizations as respondents. I put together three sets of questions, which were gathered in charts to be well arranged. The thesis may be useful for prison staff, employees of other organizations, institutions co-operating with Prison Service of the Czech Republic for solving the issue of elimination of debts of women during their prison sentence. The issue seems to be vast. The following problems resulted from the survey: all of the three groups of respondents said that an issue was low salary of the convicted, other problems were time given for dealing with elimination of debts, low number, overworking and insufficient professional education of employees of the Prison Service of the Czech Republic. Based on these problems I suggested several optimization measures: Eliminating of debts requires major salary rise of the convicted. Another suggestion is to introduce house arrest, which would lead to relieve the employees in prisons and also the option of eliminating debts. The next steps would, in my opinion, be specialized training of selected prison employees and rapid raise of numbers of these professionals and also co-operation with the professionals outside of prison service. Another of my proposals is building both financially and locally available subsequent social educational care for people who were released from prison. This care would actively extend activities practised in prisons. That is what I think is crucial, because without this help, the effort of the employees of prison service is senseless.
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Czech pension reform through the lens of behavioral economics
Kahounová, Jana ; Bauer, Michal (advisor) ; Cingl, Lubomír (referee)
Bibliographic citation Kahounová, Jana (2012). Czech Pension Reform through the Lens of Behavioral Economics. Prague, 2012. 79 p. Master Thesis (Mgr.) Charles University in Prague, Faculty of Social Sciences, Institute of Economic Studies. Master thesis supervisor PhDr. Michal Bauer, PhD. Abstract The field of behavioral economics can provide original insights into many areas of economic decision-making. In my thesis I use the point of view of behavioral economics to assess the current Czech pension reform plan. I study time discounting as the main determinant of saving behavior and deal with its relationship to the Czech pension reform architecture. The three fundamental features of the Czech pension reform plan that are examined are entry into the private funded scheme that is to be introduced by the Czech pension reform plan, the contribution rate into the private funded scheme and access to deposits in the private funded scheme. In order to obtain data for my research I conducted own survey. The results of statistical analysis confirmed the hypotheses of behavioral economics that people exhibit heterogeneous time discounting which influences their saving behavior and these characteristics can also determine their preference for the pension reform features. It implies a possibility for policy-makers to...
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Financial knowledge of older people
JIRKOVSKÁ, Andrea
The aim of this thesis was to examine the financial knowledge of older people as a vulnerable group of the population of the Czech Republic. The respondents were asked about the field of financial institutions and products. Survey was conducted in homes and homes for the elderly in the town of Netolice and in a surrounding of this town
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Financial education in the Czech Republic
NOVOTNÁ, Adéla
The current financial crisis draws attention to the level of financial education among citizens. This thesis maps projects which are focused on financial education of the citizens of the Czech Republic. Based on the information found after a close study of projects focused on financial education, a necessity to develop a new financial education project. A project which is suitable for the current needs and reflects gaps of the studied projects. New project would be created for a non-profit organization.
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