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National Repository of Grey Literature 1 records found  Search took 0.00 seconds. 
Reactions of Czech Mortgage Market on Changes in Rules of Providing Loans from June 2016 to May 2017
 Petrouš, František ; Blahová, Naďa (advisor) ; Marková, Jana (referee)
Through the last year, czech bank morgage market was influenced by three diferent changes. First was change in paying of tax for transfering real estates, and the others were new law about consumer´s loan and recommendations of Czech national bank for banks providing morgages. This thesis describes thoose changes and specifies sections, where banks had to react. The main goal is to monitore development of conditions offered to consumer and find some banks which are able to do some kind of loan, that the others aren´t. You can read, which last two banks offer morgages without verifying of incomes (mBank, Equabank), which are able to provide higher loan than 90% LTV and how do banks appraise providing loans for real estate for further renting.
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