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Social Work with Individuals in a Debt Trap
URBANOVÁ, Simona
This bachelor thesis deals with the topic of social work with individuals in a debt trap. The aim of the bachelor thesis was to find out how to help clients in a debt trap through social work. A qualitative research strategy was chosen for the methodological part and the polling method and semi-structured interview technique were used. An open polling method was used to evaluate the data. The research package consisted of social workers of debt counselors in České Budějovice. Seven communication partners took part in the talks. Research shows that the most common ways of resolving situations provided to clients by debt counsellors are in particular assistance in mapping liabilities, contacting creditors, working with executions and arranging contacts with executors, as well as assistance in debt relief. The interviews show that social workers follow the procedures of the advisory process in which they cooperate with the client on the basis of the client's engagement, the delegation of responsibility, verification of understanding of information, support of the client's needs, educational elements, continuity of services and termination of cooperation. The results of this bachelor thesis can be used as information for social services that address the issue of individuals in a debt trap. The data obtained can provide a comprehensive view of debt counselling in social services, in view of the subject being explored, as well as students in social fields.
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Social work with clients addicted to gambling
HUDEČKOVÁ, Lucie
This bachelor thesis deals with social work with clients addicted to gambling. The thesis is theoretical and divided into three chapters. The first chapter deals with the definition of addiction, common features of non-substance and substance addiction and symptoms of addictive behavior. The second chapter describes gambling as well as the associated problem of gambling addiction, in other words pathological gambling. It also deals with the types of gambling, online gambling, the effects of gambling addiction and the regulation of gambling in the Czech Republic. The third chapter focuses on social work with clients addicted to gambling. It describes social counseling which aims to stabilize the addict's social conditions, through brief intervention and debt counseling. Another important subchapter is working with the family and strengthening the motivation of addicts.
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The role of a social worker in debt counseling
HANÁK, Radek
This undergraduate thesis describes the role of social worker helping elder citizens in debt. The most common cause of debt for seniors is their will to help to close relatives. Senior citizens are often victims of scammers who force them to buy unnecessary goods. Seniors often do not realize their financial situation and they fall into debt. If a distrainor is involved, it is a race with time due to the risk of loss of property and real estates. There is a chance for a return to peaceful life thanks to the Insolvency law as their debts can be eliminated after a 3 year period. There are strict conditions to fulfill hence it is suitable to discuss the situation with social workers specialised in the field of debts.
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Debt counselling and its availability for migrants in Prague
Kruková, Sarah ; Jelínková, Marie (advisor) ; Mouralová, Magdalena (referee)
The steadily growing number of migrants in the Czech Republic results in an increase of foreigners participating in the labour market. The current issue of growing debts of migrants is not being properly discussed in czech society among experts and the general public. The aim of this bachelor thesis is to find out in what quantity, content and quality is debt counselling available for migrants in Prague. Using qualitative and supporting quantitative research, the result data show the impact of debt counseling on migrants in the territory of Prague. Debt counseling has a positive effect on the lives of migrants seeking help. At the same time it helps to solve their debt problems. On the other hand, there are barriers connected to debt counseling: insufficient capacity of counseling centers, small amount of available information and diversity of counseling centres. Mentioned barriers can be prevented with the creation of new information sources and expanding language availability.
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Financial literacy of the Czech population
Aubrechtová, Kamila ; Zelinková, Olga (advisor) ; Cimrmannová, Tereza (referee)
Anotation Topic of the master thesis is Financial literacy of the Czech population. The thesis puts focus on population in their early adulthood (age from 18 to 30 years) and is divided into 5 chapters. 1st chapter defines literacy, functional literacy and financial literacy. 2nd chapter describes main reasons and factors affecting financial literacy and pathological events as a possible consequence of low level of the financial literacy. 3nd chapter focuses on customer protection and shows particular options how to increase level of customer protection in an area of personal finance. 4th chapter clarifies financial terms important for proper understanding of realized survey described in 5th chapter of the thesis. The main goal of the survey as well as the thesis is to find out current level of financial literacy of the Czech population in their early adulthood (age from 18 to 30 years). Partial goals of the thesis are identification and description of groups achieving worse results in financial literacy test within the population, and description of negative effects to individual's behavior in the area of personal finance related to lower level of financial literacy.
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