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Electronic mobile payment methods
Kocfelda, Jan ; Mészáros, Jan (advisor) ; Buchalcevová, Alena (referee)
This thesis is dealt with a topic of mobile payments. Even though the mobile payment method is relatively new, it offers a great opportunity to become a common payment instrument in the future. Mobile and contactless technologies are developing constantly and their application in current payments is becoming increasingly popular. However, only time will show if customers are really ready to accept these methods in general. The goal of this work is to introduce the term "mobile payment" to the reader. Furthermore, it explains methods of mobile payments which are available today and the direction of their development. In the first part, there is a definition of the term "mobile payments" and their characteristics are described. The second part defines the methods of mobile payments and the third part deals with mobile payment models in the world. The final part contains an evaluation of the attached questionnaire, which investigates with the awareness and usage of mobile payment in public. The reader of this work should get a comprehensive view on the topic of mobile payments. The work should also provide important clues about possible solutions for mobile payments, their strengths and weaknesses. In addition to that the reader should learn information, which is necessary to assess whether or not he would use these advanced payment methods.
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Payments for goods and services via mobile phones
Novák, Michal ; Matuštík, Ondřej (advisor) ; Veber, Jaromír (referee)
The Method of payments via mobile phones is relatively new, however, founds application in many situations. Mobile phones allow to pay for both digital as well as conventional goods. It provides the possibility of immediate payments for content, services and goods on the Internet, the fare in public transport, parking tickets and many other services. It is therefore an area of great potential for expansion. The subject of thesis " Payments for goods and services via mobile phones" is the analysis of various technology options for payment and assessment of current status in the Czech Republic. In the first part of this thesis the reader will be apprised with the development of mobile Communications in the Czech Republic, then with the mobile commerce and mobile payments as a whole. The second part describes the individual payment options, especially GSM Banking, SMS payments and payments based on NFC technology. Assesses their advantages and disadvantages, and analyzes the current situation in the Czech Republic. The third part covers the evaluation of the questionnaire focused on current exploitation of mobile payments and the public attitude to their possible expansion. Readers of this thesis will be familiarized with the situation in the field of mobile payments, get an idea about the possibilities of their use, strengths and weaknesses and possible future developments.
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