Home > Search Results: keywords:"Act No. 87/1995 Sb. on Credit Unions"
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Analysis of the current financial state of czech credit unions
 Prokeš, Jan ; Pfeifer, Lukáš (advisor) ; Štěpánek, Pavel (referee)
This thesis analyzes the current problems of the credit union sector . At first describes the historical development of unions and further developments in the sector at the turn of the millennium. The greatest emphasis is placed on presenting the main trends in the development of cooperative banking in the Czech Republic from 2005 to the present. Solve the main problems of the sector -- excessive growth of balance sheets unions and their ever increasing risk and the disproportionate effect of the Deposit Insurance Fund -- is responsible for the amendment of the Act No. 87/ 1995 on Credit Unions , which sets the upper limit size increase savings and credit unions share of the contribution to the deposit Insurance Fund and the creation of reserves to fund the venture. The amendment, which is based on the recommendations of the FSAP mission of the International Monetary Fund , is evaluated in the main part of the work . Rating legislative changes is positive , as in the Czech Republic it is necessary to reduce the risk sector unions and unions to regulate the way to the most congruent with the principles of unions by the World Council of Credit Unions ( WOCCU )
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